2204 5th Court SE, Vero Beach, FL, 32962 | $849,000

WELCOME TO YOUR VERO SHORES WATERFRONT HOME ON A RARE HALF-ACRE LOT WITH DIRECT INTRACOASTAL & OCEAN ACCESS.

Located in the highly desirable Vero Shores waterfront community, this nearly 3, 000 square foot concrete block residence is positioned on a wide canal turning basin with deep water access and no fixed bridges to the Fort Pierce Inlet, approximately six miles away.

Boating features include 130 feet of reinforced seawall, 100 feet of face dock, and a 16, 000 lb boat lift, providing substantial dockage capacity.

Major capital improvements have been completed, including a complete home re-plumb in 2025, dual high-capacity A/C systems replaced in 2020 and 2021, reinforced seawall (2021), updated electrical panel wired for auxiliary gene rator use, and a metal roof recertified to current Florida code standards. The expansive floor plan includes a 24 x 16 primary suite with large walk-in closet, dedicated home office with built-ins, formal dining room, living room with shutters, and an entertainment area with wet bar. The kitchen was remodeled in 2018 and features quartz countertops, seashell backsplash, six-burner gas range with hood, double ovens, breakfast bar seating, and a large pantry with additional storage. Outdoor living centers around a 16 x 35 heated pool within a 100 mph-rated screened enclosure with solar heating, fully fenced yard, irrigation well, oversized L-shaped concrete driveway, and 26 x 22 two-car garage. Waterfront properties with this lot size, dockage, and completed system upgrades are limited in Vero Shores.

Features

  • Amenities: None
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 164.0 ft x 161.0 ft
  • Year Built: 1959
  • Garage: 2-car
  • Heating: Electric
  • Cooling: None
  • Approx Sq. Feet: 2,919
  • Acreage: 0.53
  • Lot Size: 164.0 ft x 161.0 ft
  • Est. Taxes: $5,191
  • Elem. School: Indian River
  • High School: Vero Beach
  • Pet Policy: No
  • Appliances: Dryer, Dishwasher, Free-Standing Freezer, Gas Range, Microwave, Oven, Refrigerator, Washer
  • MLS#: RX-11165363
  • Website: https://www.raveis.com
    /prop/RX-11165363/22045thcourtse_verobeach_fl?source=qrflyer
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William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2204 5th Court SE, Vero Beach, FL, 32962

$849,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,200 $679,200 $679,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.259% 6.223%
Monthly Tax Payment $433 $433 $433
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,964 $4,127 $5,731
Total Monthly Payment $4,489 $4,652 $6,256

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.