A rare estate package opportunity in the gated community of Stirrup Key, this four-story Luxury Custom residence is offered with a separate vacant lot with its own Parcel ID, a transferable building right, and a deeded boat slip in the community marina. Together, these features provide flexibility for future expansion, an additional residence, or long-term value in one of Marathon's most established neighborhoods. The home offers elevated water views, water access, and a layout designed for both everyday living and entertaining. The ground level features a three-car garage, generous storage, and direct access to the pool, creating easy indoor-outdoor living. The second floor serves as the main living level with two bedrooms, two full baths, a full kitchen, and open living and dining areas that extend onto a large screened lanai, ideal for relaxed gatherings and evening breezes. The third floor offers a private primary suite, sitting area or fourth bedroom, with bar/kitchenette and fireplace. Primary suite bath offers spa-style features, and an expansive lanai with elevated views. A spiral staircase leads to the fourth-floor widow's walk, finished with travertine flooring and a water hookup. From here, panoramic views stretch across Marathon and toward the Gulf, offering a peaceful setting for sunrise and sunset. A private nature path winds through preserved surroundings and leads to a Gulf-front observation dock, ideal for wildlife viewing and enjoying the natural setting. Additional features include a lift to the second floor for added convenience. Located behind the airport with easy access to shopping, dining, and daily necessities, this property offers a rare combination of space, privacy, boating access via a deeded marina slip, and future development potential in the Florida Keys. Schedule a private showing to experience the space, views, & the value of the additional lot, transferable building right, and deeded marina slip in person. B&BATVAI
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $2,399,200 | $2,399,200 | $2,399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.349% | 6.183% |
| Monthly Tax Payment | $1,443 | $1,443 | $1,443 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $14,192 | $14,578 | $20,246 |
| Total Monthly Payment | $15,760 | $16,146 | $21,814 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.