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RARE opportunity to purchase a THREE bedroom, two bathroom condo ON LAKE HARTWELL and perfect as a primary home, a retreat, or a short term rental. This property is located in the desirable Hartwell Villas, a gated community with a basketball area, swimming pool, pickleball, multiple docks for short term tie-up, space for kayaks at the shoreline behind this home, and a large gated storage area for boats, trailers & RVs. When you arrive, you will love the curb appeal with the fresh modern black exterior, black trim, and new roof. When you enter this home, you are immediately captivated by the GORGEOUS lake views that span the back of the property. The living room will feel like a retreat year-round with the cozy gas fireplace, birdwatching, and the peace and serenity of the lake. From the living room is a spacious, private screened-in living area, covered deck, and uncovered grilling deck. The kitchen has been completely remodeled to allow an open concept and seamless flow with the living and dining areas. The quality, craftsman finishes include wooden cabinetry, herringbone wooden countertops, new appliances, a tiled backsplash that spans the dining room wall, LED lighting, and a gorgeous wood in-lay ceiling. The home has been completely updated with new luxury vinyl tile flooring throughout fresh paint and updated, modern bathrooms. The primary bedroom has lake views spanning across the sliding glass doors that lead to the private covered deck. This property sits in an ideal area of Lake Hartwell with big, open water and between exceptional lake dining and amenities at Portman Marina and Big Water Marina. Bordering this community is Saddlers Creek state park, which offers a boat ramp, fishing pier, and miles of nature trails for biking and walking. It’s very rare a 3 bedroom condo with lake views ever hits the market, so don’t delay and schedule your showing today!
| Type | Dimensions | Level |
|---|---|---|
| Bathroom | 5'1" x 7'4" | Main |
| Bedroom2 | 10'7" x 11'3" | Main |
| Bedroom3 | 9'11" x 11'3" | Main |
| DiningRoom | 7'10 x 6'1" | Main |
| Kitchen | 7'10 x 12'9" | Main |
| LivingRoom | 11'11" x 19'5" | Main |
| PrimaryBathroom | 5'1 x 7'9" | Main |
| PrimaryBedroom | 13'10" x 16'2" | Main |
| ScreenedPorch | 23'1" x 7'9" | Main |
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Our Executive Mortgage Banker:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $157 | $157 | $157 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,497 | $1,557 | $2,090 |
| Total Monthly Payment | $1,729 | $1,789 | $2,322 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.