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Presenting 164 Curtis Street, a UNIQUE 4-family located in the desirable Little Poland section of New Britain. With a unit mix of (2) 2-bedroom units, and (2) 1-bedroom units, this property offers a great opportunity for investors and owner occupants alike. This is your chance to maximize this property's rental potential and create major cash flow every month! Both the 1st and 2nd levels feature 9-foot ceilings, with ample lighting. A LARGE lot, with room for additional parking. The building has a walk-up attic that is owner access only. Owner pays oil heating, all other tenant paid utilities - electricity (separately metered), tenant paid gas (separate gas meters) for gas cooking. This property has gone through many capital improvements; New vinyl windows, upgraded LVP flooring, Roofing & Vinyl Siding (2022), Electrical & Plumbing Code Upgrade (2025). Brand new side entry door, new spindles on the front porch. Bonuses include off-street parking and a detached garage. One of the 2-bedroom units is currently leased for $1, 700/mo through May 31, 2026, with an intended annual renewal. All of the big ticket items have already been taken care of for you. With freshly painted common areas, brimming with character and other additional upgrades, this prime investment could be yours! 2/3 vacancies have tenants lined up for occupancy and should be filled by 4/1. One of the 1-bedroom units just had new kitchen cabinetry installed, and ALL units are rent ready. Come take a look!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $729 | $729 | $729 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,533 | $2,673 | $3,566 |
| Total Monthly Payment | $3,354 | $3,494 | $4,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.