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Presented by
Team Brewer |
A truly one of a kind opportunity in the coveted waterfront community of Pelican Reef on Anastasia Island. 120 Oyster Catcher Circle is an upscale Spanish-inspired concrete block residence offering privacy, thoughtful design, and an exceptional Island lifestyle in one of St. Augustine’s most desirable gated neighborhoods. Spanning just under 3, 400 square feet, this beautifully designed home features four bedrooms, four full bathrooms, a dedicated home office, and a three car garage. The circular front drive creates an elegant arrival experience, while additional side parking offers convenience for guests and everyday living. Inside, soaring ceilings and a highly functional open floor plan immediately create a sense of volume and flow. The living room, dining area, and kitchen connect seamlessly, making the home ideal for both entertaining and comfortable daily living. Natural light fills the space, enhancing the architectural details and inviting atmosphere throughout. The primary suite is conveniently located on the first floor, along with two additional bedrooms, creating an ideal layout for families or those who prefer main-level living. Upstairs, you’ll find an additional bedroom, full bath, and private office, a perfect retreat for guests, multigenerational living, or a quiet work from home space. Just beyond the main living area, a true outdoor oasis awaits. The fully screened pool and summer kitchen create the ultimate setting for relaxed afternoons, backyard gatherings, and year-round enjoyment. Pelican Reef is a gated waterfront community known for its exclusivity and prime location. Situated across from the St. Augustine Amphitheater and the beloved Saturday morning farmers market, and perfectly positioned between historic downtown and the beaches, residents enjoy convenient access to shopping, dining, live events, and coastal living, all while maintaining privacy and seclusion. A rare blend of quality construction, thoughtful design, and location, this is a distinctive Anastasia Island offering that simply does not come around often.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,100,000
Sales Associates
William Raveis Real Estate
Phone: 561.715.0513
TeamBrewer@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $880,000 | $880,000 | $880,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.110% | 6.097% |
| Monthly Tax Payment | $1,029 | $1,029 | $1,029 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,135 | $5,276 | $7,367 |
| Total Monthly Payment | $6,289 | $6,430 | $8,521 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.