120 Oyster Catcher Cir, Saint Augustine, FL, 32080 | $1,100,000

A truly one of a kind opportunity in the coveted waterfront community of Pelican Reef on Anastasia Island. 120 Oyster Catcher Circle is an upscale Spanish-inspired concrete block residence offering privacy, thoughtful design, and an exceptional Island lifestyle in one of St. Augustine’s most desirable gated neighborhoods. Spanning just under 3, 400 square feet, this beautifully designed home features four bedrooms, four full bathrooms, a dedicated home office, and a three car garage. The circular front drive creates an elegant arrival experience, while additional side parking offers convenience for guests and everyday living. Inside, soaring ceilings and a highly functional open floor plan immediately create a sense of volume and flow. The living room, dining area, and kitchen connect seamlessly, making the home ideal for both entertaining and comfortable daily living. Natural light fills the space, enhancing the architectural details and inviting atmosphere throughout. The primary suite is conveniently located on the first floor, along with two additional bedrooms, creating an ideal layout for families or those who prefer main-level living. Upstairs, you’ll find an additional bedroom, full bath, and private office, a perfect retreat for guests, multigenerational living, or a quiet work from home space. Just beyond the main living area, a true outdoor oasis awaits. The fully screened pool and summer kitchen create the ultimate setting for relaxed afternoons, backyard gatherings, and year-round enjoyment. Pelican Reef is a gated waterfront community known for its exclusivity and prime location. Situated across from the St. Augustine Amphitheater and the beloved Saturday morning farmers market, and perfectly positioned between historic downtown and the beaches, residents enjoy convenient access to shopping, dining, live events, and coastal living, all while maintaining privacy and seclusion. A rare blend of quality construction, thoughtful design, and location, this is a distinctive Anastasia Island offering that simply does not come around often.

Features

  • Amenities: Community Dock,Gated
  • Bedrooms: 4
  • Baths: 4 full
  • Lot Size: 117x116x99x111
  • Style: 2 Story,Spanish,Single Family Home
  • Year Built: 2006
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 3,385
  • Acreage: 0.29
  • Lot Size: 117x116x99x111
  • Est. Taxes: $12,344
  • HOA Fee: $480
  • Elem. School: R.B. Hunt
  • Middle School: Sebastian
  • High School: St. Augustine
  • MLS#: 260901
  • Days on Market: 54 days
  • Website: https://www.raveis.com
    /eprop/260901/120oystercatchercir_saintaugustine_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.


Team BrewerSales Associates

561.715.0513

TeamBrewer@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

120 Oyster Catcher Cir, Saint Augustine, FL, 32080

$1,100,000

Team Brewer

Sales Associates

William Raveis Real Estate

Phone: 561.715.0513

TeamBrewer@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $880,000 $880,000 $880,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.110% 6.097%
Monthly Tax Payment $1,029 $1,029 $1,029
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,135 $5,276 $7,367
Total Monthly Payment $6,289 $6,430 $8,521

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.