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USDA Eligible for Financing means $0 DOWN!! Country Style Neighborhood Dressed with Large Beautiful Retention/Lake. PERFECTLY MAINTAINED/ Bright & Open/ Split Floor Plan Featuring Large Foyer gives this home a GRAND ENTRY, Great Room, Dining Room, & Kitchen all OPEN TOGETHER great for Entertaining. Lovely Kitchen offers CHARMING BACKSPLASH, Raised Panel Maple Wood Cabinets, Stainless Steel Appliances(Newer Microwave/Dishwasher/FRENCH DOOR Refrigerator), Granite Counters, & Breakfast Bar. Primary Suite has Dual Closets, Dual Sinks with Beautiful Maple Wood Cabinets, Garden Tub/Shower, & New Glass Enclosure. One Spare Bedroom is OVERSIZED with a Vaulted Ceiling & BAY WINDOWS. 4th Spare Bedroom has FRENCH DOORS and could make a good office. Inside Utility Room with CABINETS. Screened Lanai with a SPECIAL view of 37 Acre PASTURE, with cows, Creates the most Relaxing RETREAT!! Privacy Fenced Back Yard. GORGEOUS UPDATED Light Fixtures add some Dazzle! New Vinyl Plank Flooring makes Cleaning so much EASIER. Both toilets are newer Low-Flow Toilets to help SAVE water. Roof 2025. A/C 2023. Hot Water Heater age unknown. Freshly Painted interior. Rounded Corners. Dining Room furniture is negotiable. You will Love This Home AND this COUNTRY style Neighborhood!
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.541% |
| Monthly Tax Payment | $209 | $209 | $209 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,589 | $1,676 | $2,250 |
| Total Monthly Payment | $1,873 | $1,960 | $2,534 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.