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Imagine life without the ''cookie-cutter'' compromise
Nestled on the Vero mainland, this isn't just a house; it's a retreat designed for those who value character and room to breathe. While much of Florida feels crowded, this property offers a rare tropical paradise where mornings begin with rustling palms and evenings are spent entertaining under the stars.
A Home with Soul & Character
Step through the foyer and feel the warmth. Unlike modern builds that can feel cold and repetitive, this living space is anchored by a magnificent wood-burning stone fireplace--the ultimate centerpiece for cozy Florida winters. Look up to find natural wood plank ceilings and custom finishes that lend a rustic elegance you won't find in a standard subdivision. Chef's Kitchen: A masterclass in detail featuring granite countertops, high-end stainless steel, and custom-lit cabinetry that illuminates the tumbled marble backsplash.
The Entertainer's Lanai: Slide back the doors to the heartbeat of the home. An enormous covered, screened lanai featuring a shimmering Diamond Brite pool--perfect for summer BBQs and year-round relaxation.
The Rarest Opportunity: A Double-Lot Estate
Perhaps the most incredible feature is the additional full-size buildable lot included with the home. In a market where privacy is the ultimate luxury, this adjacent land offers endless potential:
Ultimate Privacy: Maintain your sprawling, one-acre tropical estate.
Future Expansion: Perfect for a detached guest house, "mother-in-law" suite, or professional studio.
Savvy Investment: Build a second home to sell or hold the land for future appreciation.
Functional Luxury & Storage
This home is as practical as it is beautiful. The oversized master suite features three closets, while the 2. 5-car garage and separate workshop provide ample space for boats, motorcycles, or a high-end hobby shop.
Property Quick-Facts:
Location: Mainland Vero Beach (10-15 mins to the beach--no high-rises, no rush!)
The Build: 3 Bed / 2 Bath | 1, 520 Sq. Ft. of pure charm.
The Land: Includes a Second Buildable Lot.
Garage: 2. 5 Car + Separate Workshop.
Key Features: Stone Fireplace, Wood Ceilings, Granite Kitchen, Screened Pool.
Don't settle for ordinary. Experience the true character of Vero Beach. ---
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $375,200 | $375,200 | $375,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $366 | $366 | $366 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,219 | $2,341 | $3,064 |
| Total Monthly Payment | $2,660 | $2,782 | $3,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.