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Step into luxury coastal living in this beautifully maintained 2-bedroom, 2-bath condo in the highly desirable Towers Four in Ponce Inlet, where panoramic ocean, beach, Intracoastal, and river views surround you from multiple private balconies. Enjoy breathtaking sunrises from the main living area and owner’s suite, and spectacular sunsets from the guest suite and wrap-around balcony—an ideal combination for true Florida waterfront living. The unit has been freshly painted and features storm shutters, a glass-enclosed lanai with plantation shutters, and a newer Carrier A/C heat pump installed in March 2022 for comfort and efficiency.
Inside, the spacious open layout showcases vinyl cherry wood flooring, upgraded tile, and smart home features including app-controlled outlets, switches, and an ecobee thermostat for modern convenience. The kitchen offers upgraded tile flooring, a full appliance package, and a charming built-in bay window bench seat with hidden storage—perfect for casual dining or relaxing with a view. The living and dining areas are designed to maximize light and scenery, including a mirrored accent wall that enhances the ocean view and creates an airy coastal feel.
The primary suite serves as a private retreat with direct balcony access and a spa-style bathroom featuring dual vanities, upgraded cabinetry, a jetted garden tub, oversized shower with built-in seat and teak bench, and generous closet space. The guest bedroom also enjoys its own balcony with Intracoastal and sunset views, making it perfect for visitors or a flexible office space. Additional conveniences include in-unit laundry, a 50-gallon water heater, and assigned garage parking plus an additional unassigned space when available.
Residents of Towers Four enjoy resort-style amenities including 24-hour gated security, three pools, three hot tubs, fitness center, sauna, clubhouse, gazebos with grills, rinse stations, bike storage, car wash stations, on-site office staff, and maintenance personnel. The community sits on a peaceful no-drive beach for added privacy and tranquility—one of Ponce Inlet’s most sought-after coastal features.
Ideally located near the Ponce Inlet Lighthouse, marinas, charter fishing, waterfront restaurants, water sport rentals, golf courses, and the Daytona Beach attractions, this property offers the perfect blend of luxury, location, and lifestyle. Whether you’re searching for a full-time residence, vacation getaway, or investment opportunity, this oceanview condo delivers the ultimate Florida coastal experience.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.292% | 5.561% |
| Monthly Tax Payment | $524 | $524 | $524 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,867 | $1,944 | $2,572 |
| Total Monthly Payment | $2,466 | $2,543 | $3,171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.