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Welcome to a home where comfort, value, and everyday functionality come together beautifully. Located within the desirable Sundance community in Mulberry, this move-in ready 4-bedroom, 2-bath residence offers the rare advantage of 100% USDA financing eligibility, NO CDD, and a low HOA—creating an exceptional opportunity for both homeowners and savvy investors. Built in 2014 and meticulously cared for, the home opens to a spacious, light-filled floor plan designed to bring people together. The kitchen serves as a true centerpiece, thoughtfully appointed with 3D laminate countertops, stainless steel appliances, 42-inch cabinetry, a large pantry, and an expansive island perfect for casual dining, entertaining, or gathering with family and guests. Its open flow into the living and dining areas creates a seamless, inviting atmosphere ideal for both everyday living and special occasions. The private owner’s suite provides a relaxing retreat, featuring generous proportions, a garden tub, separate shower, and ample space to recharge in comfort. Secondary bedrooms offer flexibility for guests, family, or a home office. Tile flooring in the wet areas ensures durability, while carpeting in the main areas and bedrooms adds warmth and comfort. Outdoors, enjoy your own fenced backyard sanctuary complete with a large covered lanai and extended patio—perfect for entertaining, pets, outdoor dining, or simply enjoying Florida’s year-round sunshine. Recent improvements add even more value and peace of mind, including a brand-new roof installed in January 2026, exterior paint completed in 2023, water filtration system, and a convenient interior laundry room with washer and dryer included. Positioned just minutes from Hwy 60, County Line Road, and the Polk Parkway, the location offers easy access to major employers such as Amazon, Publix, and GEICO, along with nearby shopping, dining, and daily conveniences. Homes offering this combination of condition, location, and financing flexibility are in high demand. Schedule your private tour today and discover the full potential this property has to offer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$319,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,920 | $255,920 | $255,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | $246 | $246 | $246 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,493 | $1,576 | $2,074 |
| Total Monthly Payment | $1,814 | $1,897 | $2,395 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.