46 Harvest Lane, Commack, NY, 11725 | $999,500

This exceptional 3300 sq ft five-bedroom residence offers a rare blend of sophistication, space, and smart living. Sun-filled and beautifully proportioned, the home features an expansive layout ideal for both everyday comfort and elegant entertaining. A legal accessory apartment provides remarkable flexibility—perfect for extended family, guests, or a private work-from-home or income opportunity—while maintaining privacy and seamless integration with the main home. Thoughtful details abound, from the lovely decks off the primary suite and dining area, inviting quiet mornings and effortless indoor-outdoor gatherings, to in-ground sprinklers that keep the grounds pristine with minimal effort. Sustainability meets style with solar panels delivering low-cost electricity, a forward-thinking feature that complements the home’s refined appeal. Set amid lovely surroundings and conveniently near transportation, this is a residence that supports a connected lifestyle without sacrificing tranquility. Situated in the town of Smithtown, it offers a "sparse suburban" feel with ample shopping, dining, and parks such as Hoyt Farms. You also have Burr Winkle park at the end of your road for convenience of those looking for activities close by. Hoyt Farm Nature Preserve offers hiking and activities, while Burr Winkle Park provides sports fields and playgrounds. Extensive commercial areas line Jericho Turnpike and Commack Road for an abundance of shopping near by. Ideally positioned in western Suffolk for commuters, with easy access to the Long Island Expressway (I-495) and Northern State Parkway and a short distance to train access. Gracious, versatile, and impeccably located, this is truly a must-see for anyone seeking an elevated home that works as beautifully as it lives.

Features

  • Rooms: 9
  • Bedrooms: 6
  • Baths: 3 full / 1 half
  • Style: Hi Ranch
  • Year Built: 1961
  • Heating: Baseboard, Natural Gas
  • Cooling: Central Air, Ductless
  • Basement: Full
  • Approx Sq. Feet: 3,286
  • Acreage: 0.25
  • Est. Taxes: $21,475
  • Elem. School: North Ridge School
  • Middle School: Commack Middle School
  • High School: Commack High School
  • School District: Commack
  • Appliances: Dishwasher, Dryer, Gas Cooktop, Gas Range, Microwave, Refrigerator, Washer
  • MLS#: 957340
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/957340/46harvestlane_commack_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Exit Realty Edge   Phone: 631-730-5100

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

46 Harvest Lane, Commack, NY, 11725

$999,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,600 $799,600 $799,600
Term 360 months 360 months 180 months
Initial Interest Rate** 4.750% 5.625% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 5.878% 5.732% 5.555%
Monthly Tax Payment $1,790 $1,790 $1,790
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,171 $4,603 $6,480
Total Monthly Payment $6,053 $6,485 $8,362

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.