3381 Mystic River DR, Naples, FL, 34120 | $479,900

Back on market, buyer financing fell through. FAQ: New Roof with lifetime guarantee. New pool screen. Flood zone X. Storm shutters with new brackets. Water levels of the lake never reached the backyard lawn. ***Discover your dream home in Waterways of Naples, where luxury, comfort, and breathtaking sunset views come together. Imagine relaxing in your private pool as you watch the sun dip below the water, surrounded by lush landscaping and tranquil lakefront vistas. With a NEW ROOF (no damage, just time, for insurance), and impact windows, This impressive property boasts security and exceptional curb appeal, with a contemporary tiled driveway and walkway leading to elegant glass impact double doors. Step inside to be greeted by an abundance of natural light and a freshly painted interior. Offering three spacious bedrooms, two modern bathrooms, and a dedicated built-in office suite, this home is perfect for entertaining, working from home, or simply unwinding. The desirable split floor plan ensures ultimate privacy, separating the generously sized primary bedroom from the guest rooms and a fully renovated guest bath. To answer the question, the kitchen wall is NOT load bearing, and is a common renovation to remove it.
Step outside to your expansive pool and spacious lanai, perfect for hosting summer barbecues, evening gatherings, or quiet moments enjoying the serene lake backdrop. Waterways of Naples caters to active lifestyles with a wealth of amenities including tennis, basketball, and volleyball courts, a playground, and 150 acres of interconnected lakes for fishing and kayaking. Golf cart-friendly streets and a secure storage lot for boats, RVs, and commercial vehicles offer unmatched convenience—a rare find in Naples. Enjoy a lush, green lawn year-round thanks to complimentary lake-fed irrigation. HOA fees include high-speed internet and cable, so you’re always connected and worry-free.
Ideally located near Naples' newest shopping and dining destination at Founders Square, top-rated schools, and scenic nature trails, this home offers the perfect blend of tranquility and accessibility. Don’t miss the opportunity to make this paradise your own—schedule your private tour today and start living the Florida lifestyle you’ve always imagined! The price can be negotiated due to relocation needs.

Features

  • Amenities: Basketball,BBQ - Picnic,Boat Storage,Clubhouse,Community Pool,Community Room,Exercise Room,Fishing Pier,Internet Access,Pickleball,Play Area,Sidewalk,Streetlight,Tennis Court,Volleyball
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: WATERWAYS OF NAPLES
  • Year Built: 1999
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,755
  • Acreage: 0.24
  • Est. Taxes: $3,924
  • HOA Fee: $745 Quarterly
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Gated
  • Water Front: Yes
  • Private Pool: Yes
  • Pet Policy: Limits
  • MLS#: 226008641
  • Website: https://www.raveis.com
    /prop/226008641/3381mysticriverdr_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Knowledge Base Real Estate

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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3381 Mystic River DR, Naples, FL, 34120

$479,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,920 $383,920 $383,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.933%
Monthly Tax Payment $327 $327 $327
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,302 $2,395 $3,188
Total Monthly Payment $2,704 $2,797 $3,590

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.