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Under contract-accepting backup offers. Stop scrolling — motivated seller and a major opportunity at 1024 Seneca Trl in St. Cloud! This spacious 5-bedroom, 3-bathroom home offers 2, 966 sq ft of well-distributed living space in the desirable Indian Lakes community, giving buyers the space, flexibility, and lifestyle features that are hard to find at this price point.
The floor plan is ideal for today’s needs, with room to work from home, entertain, host guests, or create separate living areas. One of the biggest highlights is the upstairs area, featuring a huge loft, full bathroom, and bedroom setup that can work beautifully as a private guest space, media/game room, office, flex room, or potential “Mother-in-Law Suite” style area. Buyer to verify use and layout preferences.
Outside, enjoy a fenced backyard with added privacy and no immediate rear neighbor due to the service access behind the property. The large outdoor space is great for relaxing, pets, gatherings, or creating your own backyard vision.
The community adds even more value with a low monthly HOA, community pool, tennis courts, playground, sidewalks, and a welcoming neighborhood setting. Location is another major advantage, with convenient access to supermarkets, restaurants, gas stations, medical offices, Florida’s Turnpike, US-192, and major Central Florida roadways.
Important updates buyers appreciate include Roof 2020, A/C 2019, and Water Heater 2025. The property also offers a 3-car garage, no CDD, and a functional layout with excellent long-term potential.
Seller is highly motivated and ready to work with serious buyers. Schedule your showing and come see this unique home.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $415,920 | $415,920 | $415,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $513 | $513 | $513 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,561 | $2,626 | $3,454 |
| Total Monthly Payment | $3,166 | $3,231 | $4,059 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.