16400 LAKESHORE DRIVE, Minneola, FL, 34715 | $1,500,000

Modern Tri-Level Lakefront Estate on Lake Minneola with No HOA

Located directly on Lake Minneola, part of the Clermont Chain of Lakes, this recently renovated tri-level lakefront estate offers over 7, 000 square feet of refined living on an oversized 1. 74-acre lot with no HOA. Designed for privacy, flexibility, and panoramic water views, this is a rare opportunity to own a true waterfront retreat just minutes from downtown Clermont.

The home features 5 bedrooms and 4 bathrooms, including a private lower-level in-law suite with its own entrance, living area, and full kitchen, making it ideal for multi-generational living, extended guests, or flexible use. The thoughtfully designed layout highlights soaring ceilings, porcelain tile flooring, modern lighting, and expansive windows that capture stunning lake views throughout the home.

Two oversized primary suites serve as private retreats, each offering spa-inspired bathrooms, custom walk-in closets, and tranquil water views. Two additional ensuite bedrooms provide comfort and privacy for family or guests, while two dedicated offices and multiple living and gathering spaces allow the home to adapt easily to a variety of lifestyles.

Designed with entertaining in mind, the residence includes two full kitchens, a formal dining room, and a living room centered around a fireplace. A Florida room overlooking the lake creates a seamless indoor-outdoor connection and offers the perfect place to relax and enjoy the water views year-round.

Outdoor living is equally impressive. The landscaped grounds feature a peaceful Zen garden with a lighted waterfall and fire pit, creating a serene setting for evenings by the lake. A private dock provides direct access to Lake Minneola for boating, paddleboarding, fishing, and unforgettable sunset views.

Additional highlights include a 3-car garage, RV parking pad, R-3 zoning, and convenient access to downtown Clermont’s dining, shopping, trails, and waterfront activities. This lakefront estate delivers luxury, space, and lifestyle without HOA restrictions in one of Central Florida’s most desirable waterfront locations.

Features

  • Rooms: 14
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Lot Size: 94 x 524
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Style: Contemporary, Mediterranean
  • Year Built: 1992
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 7,004
  • Acreage: 1.74
  • Lot Size: 94 x 524
  • Est. Taxes: $8,327
  • Lot Desc: Gentle Sloping, City Lot, Landscaped, Oversized Lot, Sloped, Unincorporated
  • View: Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Aurelia Cole Academy
  • Middle School: Aurelia Cole Academy
  • High School: South Lake High
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Indoor Grill, Range, Range Hood, Refrigerator, Trash Compactor, Washer, Wine Refrigerator
  • MLS#: O6368023
  • Days on Market: 107 days
  • Website: https://www.raveis.com
    /eprop/O6368023/16400lakeshoredrive_minneola_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/31/2026 10:47:07 AM)
Listing courtesy of CENTURY 21 CARIOTI   Phone: 407-573-2121

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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16400 LAKESHORE DRIVE, Minneola, FL, 34715

$1,500,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,200,000 $1,200,000 $1,200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.259% 6.183%
Monthly Tax Payment $694 $694 $694
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,195 $7,291 $10,126
Total Monthly Payment $8,014 $8,110 $10,945

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.