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Nestled on a quiet no-outlet street in the heart of Kingston, this charming 2-bedroom ranch offers comfort, functionality, and a setting that's hard to find. Perched nicely on a knoll and situated on an oversized lot, the property provides wonderful privacy and space to garden, play, or simply enjoy the natural rock outcroppings that add character and dimension to the landscape. Inside, you will find warm hardwood floors and a welcoming living room anchored by a classic stone fireplace--perfect for cozy evenings at home. The kitchen flows seamlessly into a glass-enclosed side porch with screens, creating a bright and inviting space for morning coffee or casual dining. From there, step directly out to the backyard patio, ideal for entertaining or relaxing outdoors. Additional highlights include a walk-up attic offering excellent storage potential, and a versatile lower level with finished, heated space. The lower level features a laundry area, bedroom/office/recreation space, and ample room to adapt to your needs. The drive-under garage accommodates two cars in tandem and, along with the remainder of the heated basement space (served by a separate oil forced-air furnace), creates an exceptional workshop environment for a car enthusiast, hobbyist, or craftsman. Recent updates provide peace of mind, including newer replacement windows, oil burner, chimney flue pipe, all new interior waste lines and exterior sewer connection to the street, gutter guards, a new 100-amp circuit breaker panel and Acorn stairlift. Centrally located and close to everything Kingston has to offer, this home is also conveniently positioned for commuters with easy access to major routes. A wonderful opportunity to enjoy one-level living with flexible space, thoughtful updates, and a beautiful setting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $271,600 | $271,600 | $271,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.557% | 5.990% |
| Monthly Tax Payment | $550 | $550 | $550 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,628 | $1,694 | $2,237 |
| Total Monthly Payment | $2,253 | $2,319 | $2,862 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.