995 Ashley Avenue, Charleston, SC, 29403 | $2,195,000

Tucked away in the sought-after Wagener Terrace neighborhood of downtown Charleston, this beautifully renovated cottage sits on a rare double lot and lives like a private retreat. Showcasing classic Charleston architecture, the exterior preserves its timeless character, while inside, original details blend seamlessly with thoughtful modern updates. Offering more than 2, 200 square feet of curated living space, the property includes a 3-bedroom, 2-bath main residence and a studio above the garage--ideal for guests, extended stays, or a sophisticated work-from-home lifestyle. The main home has been extensively reimagined while honoring its architectural roots. Original elements add warmth and authenticity, complemented by a fully redesigned primary suite featuring dual custom closets and a beautifully tiled bath. The kitchen, rebuilt to the studs, anchors the home as a natural gathering space with custom finishes and effortless flow for entertaining. The detached ADU further enhances the property, offering a heated and cooled one-car garage, private office with built-ins, half bath, and additional laundry on the main level, and an upstairs apartment complete with full kitchen and bath--perfect for hosting or creating a private retreat for visitors. Outdoor living is exceptional, and a double lot of this size is rare on the peninsula. The fully fenced yard creates a secluded compound featuring a newly added pool, custom pergola, brick fireplace, and private outdoor shower--delivering a truly retreat-like setting in the heart of downtown. Extensive improvements since 2018 include a new roof, updated plumbing and electrical, HVAC, encapsulated crawlspace, and more--resulting in a turnkey Charleston property where historic charm and modern living are thoughtfully balanced.

Features

  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Washer Hookup, Laundry Room
  • Style: Cottage, Craftsman
  • Development: 52 - Peninsula Charleston Outside of Crosstown
  • Year Built: 1938
  • Garage: 1-car Detached
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,744
  • Acreage: 0.21
  • Lot Desc: 0 - .5 Acre
  • Elem. School: James Simons
  • Middle School: Simmons Pinckney
  • High School: Burke
  • Pool: In Ground
  • MLS#: 26005158
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /eprop/26005158/995ashleyavenue_charleston_sc?source=qrflyer
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Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Carolina One Real Estate

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

995 Ashley Avenue, Charleston, SC, 29403

$2,195,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,756,000 $1,756,000 $1,756,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.289% 6.361% 6.203%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $10,387 $10,812 $14,818
Total Monthly Payment $10,512 $10,937 $14,943

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.