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This 3-bedroom, 2-bathroom single family home in the Bellair subdivision of Orange Park offers 1, 196 square feet of single-story living and an opportunity to step into homeownership. Now priced at $230, 000, aligned with current appraised value.
Concrete block construction provides a manageable layout and key system updates already completed. The interior includes a living and dining combination floor plan with luxury vinyl flooring throughout. The kitchen features espresso shaker cabinets, granite countertops, glass tile backsplash, and stainless steel appliances. There is an interior laundry area and a primary bathroom with a walk-in shower.
Major updates include a roof replaced in 2015 and HVAC system replaced in 2017. Windows and exterior doors were updated in 2017. There is no HOA, which can simplify monthly budgeting.
Outside, the home offers a 1-car attached garage, covered patio, and fenced backyard. Located in Clay County near Blanding Boulevard, the property provides access to shopping, dining, and main commuter routes.
Priced in line with appraisal and recent updates already completed, this property offers a clear value position in today's market.
Sold AS-IS. Short sale subject to lender approval. Buyer to verify all information important to their purchase decision. Virtually staged.
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Our Executive Mortgage Banker:
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$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $184,000 | $184,000 | $184,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $226 | $226 | $226 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,103 | $1,148 | $1,516 |
| Total Monthly Payment | $1,404 | $1,449 | $1,817 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.