Welcome to the 'Top of the Valley' at this charming, meticulously maintained 3-bedroom bungalow in the Bronx.
This delightful home perfectly blends classic bungalow charm with modern, flexible living spaces. Situated in a sought-after, elevated neighborhood, it offers a peaceful retreat while keeping the conveniences of city living close at hand.
The main level features a cozy, sun-drenched living room with original hardwood floors and large windows. The layout flows into a dining area, perfect for meals, and an efficient kitchen with well-kept cabinetry and the first of three bedrooms with direct access to the backyard and porch. A convenient guest powder room is located on the main level alongside access to the finished basement with access to the driveway. The two tranquil bedrooms on the second level, all with ample closet space, share a full, updated bathroom with a full tub, wainscoting and a Light-up vanity that also defogs the mirror.
A major highlight is the fully finished basement with an updated bathroom with a walk-in shower stall. This versatile space provides endless possibilities, whether you envision it as a large family room, a home office, a fitness studio, or guest quarters. It includes a dedicated laundry area and additional storage.
The home is perfectly positioned in the 'top of The Valley of Baychester' section of the Bronx, known for its quiet, tree-lined streets and elevated views. Residents enjoy easy access to local parks, public transportation (including express bus and train lines), and a variety of neighborhood shops and dining within minutes of Bay Plaza Shopping Center.
This property is a fantastic opportunity for anyone seeking a move-in-ready home with significant extra living space in a premier Bronx location. This seller is ready to accept offers! CALL YOUR REAL ESTATE PROFESSIONAL TODAY!
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William Raveis Real Estate
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NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $551,999 | $551,999 | $551,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $509 | $509 | $509 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,399 | $3,485 | $4,584 |
| Total Monthly Payment | $4,000 | $4,086 | $5,185 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.