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22 Ensign Road, Norwalk (Pine Point), CT, 06853 | $5,700,000
Set on high ground within the coveted Pine Point Association, 22 Ensign Road occupies one of the most thoughtfully positioned parcels along the coast. Elevated above the flood zone and anchored on solid rock, the property offers both peace of mind and enduring value. Panoramic water views unfold in every direction, Long Island Sound, Farm Creek below, and Long Island visible in the distance, with no overhead wires interrupting the sight lines. While the home reflects the charm and proportions of a classic coastal residence, it has been extensively rebuilt and thoughtfully updated. Many structural elements, systems, and exterior components were newly constructed or replaced in 1998 and again in 2019, while architectural details were intentionally designed to preserve the character of Rowayton's early seaside homes. The result is a rare combination of timeless design and modern construction. The home maintains an unusually favorable tax position compared to many neighboring properties within the association. Privately situated yet conveniently close to Rowayton Village, beaches, marinas, and train access, the property balances seclusion with accessibility. Surrounded by landscaped grounds featuring gardens, generous lawn areas, and outdoor gathering spaces, the home also includes a dedicated 42-foot boat space built into the property, four-car parking, a heated garage with EV charging, golf cart parking, and a private boat launch just steps away.
Features
- Town: Norwalk
- Rooms: 11
- Bedrooms: 5
- Baths: 3 full / 1 half
- Style: Colonial
- Year Built: 1915
- Garage: 2-car Attached Garage,Paved,Driveway
- Heating: Hot Air
- Cooling: Central Air,Zoned
- Basement: Full
- Above Grade Approx. Sq. Feet: 4,147
- Acreage: 0.15
- Est. Taxes: $33,394
- HOA Fee: $850 Annually
- Lot Desc: Corner Lot,Level Lot,Professionally Landscaped,Water View
- Elem. School: Rowayton
- High School: Brien McMahon
- Appliances: Electric Cooktop,Electric Range,Wall Oven,Microwave,Range Hood,Refrigerator,Freezer,Icemaker,Dishwasher,Disposal,Washer,Electric Dryer
- MLS#: 24155717
- Website: https://www.raveis.com
/eprop/24155717/22ensignroad_norwalk_ct?source=qrflyer
Listing courtesy of Compass Connecticut, LLC Phone: (203) 423-3100
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Bay/Bow Window,9 ft+ Ceilings,Tile Floor | Upper |
| Bedroom 2 | 9 ft+ Ceilings,Book Shelves,Built-Ins | Upper |
| Bedroom 3 | Upper | |
| Bedroom 4 | Bay/Bow Window,9 ft+ Ceilings,Hardwood Floor | Upper |
| Dining Room | 9 ft+ Ceilings,Balcony/Deck,French Doors,Patio/Terrace,Hardwood Floor,Wide Board Floor | Main |
| Eat-In Kitchen | Remodeled,9 ft+ Ceilings,Balcony/Deck,Built-Ins,Hardwood Floor,Wide Board Floor | Main |
| Family Room | Bay/Bow Window,9 ft+ Ceilings,Vaulted Ceiling,Hardwood Floor,Wide Board Floor | Upper |
| Living Room | Bay/Bow Window,9 ft+ Ceilings,Gas Log Fireplace,French Doors,Patio/Terrace,Wide Board Floor | Main |
| Primary Bedroom | Bay/Bow Window,Book Shelves,Full Bath,Walk-In Closet,Hardwood Floor | Upper |
| Rec/Play Room | Skylight,9 ft+ Ceilings,Hardwood Floor | Upper |
| Sun Room | Balcony/Deck,Gas Log Fireplace,Patio/Terrace,Hardwood Floor,Wide Board Floor | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
22 Ensign Road, Norwalk (Pine Point), CT, 06853
$5,700,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $4,560,000 | $4,560,000 | $4,560,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 5.984% | 5.689% |
| Monthly Tax Payment | $2,783 | $2,783 | $2,783 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $25,180 | $26,974 | $37,562 |
| Total Monthly Payment | $28,088 | $29,882 | $40,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524