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13 Surrey Lane * 5 Bedrooms * 3, 283 Sq Ft * 1. 57 Acres * Cul-de-Sac Setting * Main-Level Bedroom * Quartz Kitchen * Wood-Burning Fireplace * City Water & Sewer Set on 1. 57 private acres at the end of a cul-de-sac in Monroe, Connecticut, 13 Surrey Lane offers 3, 283 square feet of refined living space across three finished levels. Built in 2000, this five-bedroom colonial blends classic architecture with a flexible layout designed for toady's lifestyle. Hardwood floors and elevated ceiling heights define the main living areas, anchored by a wood-burning fireplace that creates a warm focal point. The updated kitchen features quartz countertops, stainless steel appliances, and an open flow into both formal and casual spaces suited for entertaining or daily living. A main-level bedroom provides versatility for guests, workspace, or extended stays. Upstairs, four additional bedrooms include a spacious primary suite with an adjoining sitting room ideal for a private office, fitness area, or reading retreat. The finished lower level adds valuable space for recreation, media, or wellness. Outdoor living overlooks a level section of lawn that transitions into a gently wooded backdrop, offering privacy and natural views throughout the seasons. Oil heat, central air, a two-car garage, city water, city sewer, complete this property. Blueprints for a proposed basement expansion and finishing plan have already been prepared by the owner and may be conveyed at closing.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor,On 3rd Floor | Upper |
| Bedroom 3 | Hardwood Floor,On 3rd Floor | Upper |
| Bedroom 4 | Hardwood Floor,On 3rd Floor | Upper |
| Dining Room | Hardwood Floor | Main |
| Full Bath | Tub w/Shower,Tile Floor,On 3rd Floor | Upper |
| Half Bath | Tile Floor | Main |
| Half Bath | Tile Floor | Lower |
| Kitchen | Quartz Counters,Island,Tile Floor | Main |
| Living Room | Vaulted Ceiling,Fireplace | Main |
| Office | Hardwood Floor | Main |
| Other | Tile Floor | Lower |
| Primary Bath | Double-Sink,Full Bath,Stall Shower,Whirlpool Tub,Tile Floor,On 3rd Floor | Upper |
| Primary Bedroom | Balcony/Deck,Bedroom Suite,Walk-In Closet,Hardwood Floor,On 3rd Floor | Upper |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $959,200 | $959,200 | $959,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.750% | 5.625% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.878% | 5.732% | 5.555% |
| Monthly Tax Payment | $1,247 | $1,247 | $1,247 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,004 | $5,522 | $7,774 |
| Total Monthly Payment | $6,376 | $6,894 | $9,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.