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This beautifully maintained 2016 Palm Harbor manufactured home in the desirable 55+ resident-owned community of Windmill Village in Punta Gorda, Florida, offers 2 bedrooms, 2 bathrooms, and a dedicated office, spanning 1, 680 square feet of thoughtful living space with 9 foot ceilings. The open-concept design flows seamlessly, enhanced by Mohawk plank laminate flooring throughout the home and tile in the bathrooms for easy care and elegance. Recent updates include a brand-new stove in 2024, dishwasher in 2026, microwave and washer in 2025, hot water heater in 2024, and HVAC system from 2020, along with drywall construction, crown molding, and hurricane protection featuring shutters and film for peace of mind during Florida's seasons. The kitchen is a standout with a center island offering ample storage, wood cabinets, pull-out drawers equipped with stainless wire racks, a pantry with stainless pull-out drawers, and a striking coffered ceiling light above the island. Additional conveniences include a whole-house water filter, ceiling fans, an extra-wide wheelchair-accessible hallway, laundry room, and a large shed accessible through the laundry area with two-tier storage for extra organization and a utility sink. The low HOA fee of just $256 per month covers water, sewer, trash, grass maintenance, common area upkeep, and road maintenance, delivering a truly hassle-free lifestyle. This active adult community boasts two private marinas with direct Gulf access, a boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center, numerous hobby clubs, and a pavilion by the heated pool perfect for gatherings. Punta Gorda has been celebrated as the "#1 Best Small Place to Live" by Money Magazine and Forbes, blending small-town charm with vibrant amenities. Note that the purchase price does not include the $18, 285 Buy-In Share and Bond, which is fully refunded upon sale. Don't miss this exceptional opportunity to own a thoughtfully upgraded, move-in-ready home in paradise—schedule your showing today and embrace the Windmill Village lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $224,000 | $224,000 | $224,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $246 | $246 | $246 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,237 | $1,325 | $1,786 |
| Total Monthly Payment | $1,558 | $1,646 | $2,107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.