21 LAKE AVENUE, Winter Haven, FL, 33880 | $550,000

SELLER IS MOTIVATED AND SAYS BRING OFFERS! Wake up to the kind of sunrise most people only see on vacation. This fully renovated 3-bedroom, 3-bath lakefront home sits on an expansive lot along the pristine shores of Eagle Lake, offering the perfect mix of comfort, privacy, and natural beauty.

Inside, the open, sun-filled floor plan was designed to capture panoramic water views from nearly every angle. Natural light pours in, highlighting the modern finishes and thoughtful updates throughout. This home is completely move-in ready! The primary suite is a true retreat. Imagine waking up to unobstructed lake views, then stepping into a spa-inspired en-suite bath featuring a freestanding soaking tub, custom tile shower, and high-end finishes that feel straight out of a luxury resort. It’s a space designed to help you unwind.

Two additional bedrooms and bathrooms offer plenty of room for family and guests. The expansive family room creates an ideal gathering space for holidays, game nights, or relaxed weekends by the water. Step outside and the lifestyle really begins. The oversized lot provides space to spread out, whether you envision lakeside games, a garden, a pool or simply quiet evenings under the sky. A large open patio overlooks the peaceful shoreline, perfect for morning coffee at sunrise or dinner as the light reflects off the water.

With your private, brand new dock you can swim, boat, fish, or kayak straight from your backyard. Eagle Lake becomes part of your everyday life. Located in a quiet neighborhood with no HOA and no thru streets, you’ll enjoy rare lakefront privacy and peace.

This is lakeside living at its best. Updated, turnkey, and ready for new owners

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 115 x 282
  • Laundry: Inside, Laundry Room
  • Year Built: 1957
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,018
  • Acreage: 0.73
  • Lot Size: 115 x 282
  • Est. Taxes: $5,302
  • Lot Desc: In County
  • View: Water
  • Appliances: Dishwasher, Electric Water Heater, Range, Range Hood, Refrigerator, Water Filtration System
  • MLS#: L4959669
  • Days on Market: 38 days
  • Website: https://www.raveis.com
    /prop/L4959669/21lakeavenue_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/8/2026 5:48:29 AM)
Listing courtesy of BERRY REALTY & APPRAISAL SERVICES PA   Phone: 863-224-6857

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

21 LAKE AVENUE, Winter Haven, FL, 33880

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.520% 5.880%
Monthly Tax Payment $442 $442 $442
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,603 $2,745 $3,624
Total Monthly Payment $3,137 $3,279 $4,158

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.