2045 RIVER BASIN TERRACE, Punta Gorda, FL, 33982 | $560,000

Discover Your Riverfront Paradise in Palm Shores, Punta Gorda! Step into this completely renovated, move-in-ready 3-bedroom, 2-bath pool home with an attached garage, offering 1, 612 square feet of air-conditioned living space. Originally built in 1964, the home has been thoughtfully transformed with modern updates and timeless coastal elegance. Major improvements provide peace of mind and long-term value, including a new roof (2020), impact-rated hurricane windows and doors (2023), a whole-house reverse osmosis system, new electric panel, new water heater (2021), re-piped, and a new A/C system for year-round comfort. Bright, open-concept living defines the main area, where the living room, dining space, and kitchen flow seamlessly together—ideal for everyday living and entertaining. The living room features neutral tile flooring and a striking stone wood-burning fireplace with raised hearth, while a large front window with classic plantation shutters fills the space with natural light and timeless style. The dining area opens through sliding glass doors to the lanai, effortlessly blending indoor and outdoor living. The brand-new kitchen is a showstopper, with light gray shaker-style cabinetry, honed Quartz countertops, and a spacious center island with cooktop and built-in microwave. High-end wall ovens, a designer refrigerator in soft blue, and a deep stainless sink beneath a bright window combine style and functionality. Tile flooring, paneled ceiling details, a coffee/bar station, and abundant storage—including glass-front display cabinets—make this space the true heart of the home. Conveniently located off the kitchen is a laundry and storage room, perfectly designed for organization and everyday practicality. The primary suite features a walk-in closet and sliding barn doors leading to a beautifully updated bathroom with a glass-enclosed shower, subway tile with mosaic flooring, a stylish gray vanity, and contemporary lighting. Two additional guest bedrooms offer built-in closets and share a fully remodeled bathroom. Outside, your private waterfront oasis awaits. The sparkling saltwater, solar-heated pool is surrounded by brick pavers, while the new panoramic “clear-view” screen enclosure maximizes uninterrupted river views. The fully fenced backyard ensures privacy and safety. Enjoy the covered lanai with ceiling fans and a summer kitchen—perfect for entertaining or relaxing in a serene setting. Boating enthusiasts will love 80 feet of waterfront, a 30-foot wood dock, and a 6, 000-lb boat lift with water and electric, just minutes from Charlotte Harbor and direct access to the Gulf of Mexico. Additional peace of mind comes with the seller’s transferrable flood insurance policy. Experience breathtaking sunrises, abundant wildlife, and the natural beauty of the Peace River—one of Southwest Florida’s most treasured waterways. This Palm Shores gem truly has it all! **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 140
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 1964
  • Garage: 2-car Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Off Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,612
  • Acreage: 0.25
  • Lot Size: 80 x 140
  • Est. Taxes: $3,145
  • Lot Desc: Cleared, Cul-De-Sac, In County, Landscaped, Street Dead-End
  • View: Pool, Water
  • Pool: Gunite, Heated, In Ground, Salt Water, Screen Enclosure, Solar Heat
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Whole House R.O. System
  • MLS#: C7522314
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/C7522314/2045riverbasinterrace_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/2/2026 11:17:16 PM)
Listing courtesy of MARINA PARK REALTY LLC   Phone: 941-205-0888

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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2045 RIVER BASIN TERRACE, Punta Gorda, FL, 33982

$560,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $448,000 $448,000 $448,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.149% 6.144% 5.522%
Monthly Tax Payment $262 $262 $262
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,509 $2,683 $3,601
Total Monthly Payment $2,863 $3,037 $3,955

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.