1 COLONY POINT DRIVE, #13C, Punta Gorda, FL, 33950 | $429,900

Sweeping, unobstructed views of Charlotte Harbor take center stage in this furnished top-floor 2-bedroom, 2-bath condo. The moment you step inside, your eyes are drawn straight through the living space to sparkling water that stretches for miles, framed by expansive windows and sliding doors capturing boats, wildlife, and unforgettable sunsets. Luxury plank flooring and ceramic tile flow throughout, creating a clean, cohesive look that complements the coastal setting. The kitchen features Corian countertops, solid wood cabinetry with convenient pull-out shelving, illuminated glass-front cabinets, a subway tile backsplash, under-cabinet lighting, and an open layout that keeps the harbor view in sight from the kitchen, dining, and living areas. The fully enclosed Florida room, accessible from both the living room and the primary suite, is surrounded by glass with hurricane-rated windows and includes roll-down shades for added comfort and privacy while you take in the panoramic water views. Both bedrooms are generously sized, with the guest bath offering a single-sink vanity and a tub-and-shower combination accessible from the hallway and guest bedroom, while the primary suite enjoys stunning harbor views and an ensuite bath with a glass-enclosed shower. Major updates include a hot water heater replaced in 2023 and an HVAC system replaced in 2020. The Milestone Report and Structural Integrity Reserve Study have both been completed, and no assessments are planned. Additional highlights include a dedicated laundry room with storage, a second entry with a built-in mail slot, and an assigned covered parking space. Colony Point offers excellent amenities, including a heated pool, activity room, guest parking, boat slips available on a first-come, first-served basis, and a kayak launch for easy access to the water. The building is well maintained with a 50-year stone-coated steel roof and fully funded reserves. All this is just minutes from Fishermen’s Village, waterfront parks, boutique shopping, and restaurants with easy access to US 41 and I-75 for trips to Sarasota or Fort Myers. Be sure to view the attached video to fully appreciate the condo and its incredible waterfront setting. Schedule your private showing today.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Elevator(s), Recreation Facilities
  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: COLONY POINT
  • Year Built: 1972
  • Common Charge: $840 Monthly
  • Approx Sq. Feet: 1,581
  • Est. Taxes: $6,191
  • Lot Desc: FloodZone, City Lot
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7522163
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/C7522163/1colonypointdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/7/2026 8:02:21 AM)
Listing courtesy of PEACE HARBOR REAL ESTATE INC.   Phone: 941-380-1909

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1 COLONY POINT DRIVE, #13C, Punta Gorda, FL, 33950

$429,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,920 $343,920 $343,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.628%
Monthly Tax Payment $516 $516 $516
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,980 $2,090 $2,787
Total Monthly Payment $2,571 $2,681 $3,378

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.