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Welcome to 2816 Ortega Drive on Johns Island, where comfort, convenience, and the Lowcountry lifestyle come together in a setting that feels both peaceful and connected. Located just a short drive from downtown Charleston, this home offers the perfect balance of quiet island living and easy access to the beaches, dining, and culture that make the Charleston area so desirable. Step inside and you'll immediately notice the natural light and inviting layout designed for everyday living and effortless entertaining. The living spaces flow comfortably, creating a warm and welcoming atmosphere whether you're enjoying a quiet evening at home or gathering with friends. The kitchen serves as a central hub of the home, offering space to cook, connect, and enjoy meals together. Nearby living and dining areas provide flexibility for relaxing, hosting, or creating a comfortable work-from-home setup. Outdoor living is an important part of life on Johns Island, and this home offers the opportunity to enjoy it fully. Imagine starting the day with coffee outside, unwinding in the evening after a beach day, or simply enjoying the peaceful surroundings that make this area so special. Living at 2816 Ortega Drive places you within reach of everything that makes the Lowcountry unique. Nearby boat landings, parks, and outdoor recreation offer endless opportunities to explore, while popular destinations like downtown Charleston, Folly Beach, and Kiawah Island are just a short drive away. Johns Island is also known for its local restaurants, markets, and scenic beauty, creating a lifestyle that blends convenience with coastal charm. Whether you're looking for a primary residence, a second home, or an opportunity to enjoy the Charleston coastal lifestyle, this property offers a wonderful place to experience all that Johns Island has to offer. Schedule your showing today and discover what makes this home so special.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,549 | $3,694 | $4,899 |
| Total Monthly Payment | $3,641 | $3,786 | $4,991 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.