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Presented by
Nancy Hamel |
Extraordinary downtown Contemporary Cape! Stroll to restaurants, cinema, coffee shops or to UMASS or Amherst College. Lovely open floor plan with large living room with window seat, gas fireplace and a spacious dining room, both with dramatic cathedral ceilings and access to decks. Adjoining is a cook's kitchen with granite counters and an island with double ovens. Front family room has built-ins and a second fireplace. First floor primary suite has a dressing room and an updated bath. Bonus 1st floor flexible room could easily convert into another bedroom or used as an office. Upstairs there are two spacious rooms with skylights, one sports many built-ins, and a full bath. Amenities include: natural gas heat, central AC, skylights, fans, hardwood floors throughout and many recent updates. Enjoy the sunset from your decks which overlook a park-like backyard landscaped with lush flowering plants and bushes. A gem of a downtown Amherst home & yard. This home won't disappoint!
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Skylight, Closet, Flooring - Hardwood | Second |
| Dining Room | Cathedral Ceiling(s), Ceiling Fan(s), Beamed Ceilings, Flooring - Hardwood, Deck - Exterior, Exterior Access, Open Floorplan, Slider, Lighting - Overhead | Main,First |
| Kitchen | Flooring - Hardwood, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Open Floorplan, Recessed Lighting, Remodeled, Stainless Steel Appliances, Gas Stove, Lighting - Overhead | Main,First |
| Living Room | Skylight, Cathedral Ceiling(s), Beamed Ceilings, Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Sunken, Lighting - Sconce, Lighting - Overhead, Window Seat | First |
| Master Bedroom | Bathroom - Full, Ceiling Fan(s), Closet, Flooring - Hardwood, Deck - Exterior, Dressing Room, Exterior Access, Recessed Lighting, Slider, Lighting - Overhead, Closet - Double | Main,First |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
Sales Associate
William Raveis Real Estate
Phone: 413.427.3737
Nancy.Hamel@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $700,000 | $700,000 | $700,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,354 | $1,354 | $1,354 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,920 | $4,253 | $5,860 |
| Total Monthly Payment | $5,366 | $5,699 | $7,306 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.