34 SAN CARLOS DRIVE, Palm Coast, FL, 32137 | $457,000

Beauty by the Sea!! THIS IS A MUST SEE! BRAND NEW ROOF MAY 2026!!! Meticulously cared for and TOTALLY REMODELED lake front home only steps from the OCEAN! The home has added additional heated living space loaded with brand new hurricane rated windows, French doors, and added double door closet space! This 3-bedroom 2 bath home offers some of the most "special features" you will ever see in this quaint neighborhood. Take note as you walk to your front door by way of a private walkway adorned with tropical vegetation, flowers and privacy. This home offers an open floor plan for GREAT entertaining. The kitchen has been completely upgraded with new high-end soft close white European cabinetry, slate countertops, Stainless oversized large sink with modern fixtures, Haier ultra-modern Stainless 4 door refrigerator, "silent" Whirlpool stainless dishwasher, and a "Cafe" Double Oven Microwave/Convection all in one with stainless air vent overhead. There is also a brand new 2G Front load stainless Steel W/D,
The A/C unit is BRAND NEW 2025 and the home is adorned with a HOME NEST AUTOMATION SECURITY SYSTEM throughout. This home is tastefully adorned with high end marble tile, designer window shades and blinds, remote ceiling fans, neutral painted walls, ceilings and doors which gives a perfect palate for a new owner to enjoy. Enjoy the nice bright spacious living room that walks out thru brand new French doors onto the newly built " All season Sunroom/bedroom 3" overlooking a lovely, landscaped patio with views of the lake! The bedrooms are spacious, lots of nice sunlight, nice closet space and both bathrooms modernized and updated with designer tiles and beautiful fixtures throughout. Living in this private gated community of Lakeside by The Sea offers incredible amenities. Ocean Front heated pool with large clubhouse w full kitchen, lots of beautiful space for entertaining and lounging by the pool with full ocean front views or walk out to the beach walkover to enjoy a day on the sandy beach. There is also a 2nd heated pool/clubhouse on the west side along with brand new pickleball courts, Tennis, Basketball, Volleyball, Boche Ball, and the most beautiful walking and biking trails throughout. You will also find a beautiful intracoastal Dock, Fishing Pier, and large Cabana for watching sunsets or enjoying some shade, and also another clubhouse, kitchen, and area for storing kayaks. Living in paradise this close to the ocean and the intracoastal just doesn't get any better!
Lakeside HOA Fees are as follows, Lakeside HOA $72/quarter, MSOA (Matanzas Shores Assoc) $145/month, WWT $135 quarter

Features

  • Amenities: Basketball Court, Cable TV, Clubhouse, Gated, Handicap Modified, Maintenance, Other, Pickleball Court(s), Pool, Recreation Facilities, Security, Tennis Court(s), Trail(s), Vehicle Restrictions, Wheelchair Access
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1994
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,419
  • Acreage: 0.14
  • Est. Taxes: $3,266
  • HOA Fee: $72 Quarterly
  • View: Water
  • Water Front: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Microwave, Other, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • MLS#: FC316380
  • Days on Market: 73 days
  • Website: https://www.raveis.com
    /prop/FC316380/34sancarlosdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/31/2026 9:17:08 PM)
Listing courtesy of OCEAN CITY REALTY LLC   Phone: 386-931-1903

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

34 SAN CARLOS DRIVE, Palm Coast, FL, 32137

$457,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $365,600 $365,600 $365,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $272 $272 $272
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,190 $2,281 $3,012
Total Monthly Payment $2,537 $2,628 $3,359

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.