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Nestled on a beautiful 5-acre fenced (2. 5 acres fenced) parcel, this property offers the ideal blend of privacy and storage. A 30 x 30 detached garage/workshop with two overhead doors in front and a third in back provides true drive-through access, perfect for vehicles, equipment, or hobby projects. The grounds feature an electric gate, carport, several outbuildings for extra storage, and a convenient sprinkler system to help maintain the yard. Plenty of space for RV, boat or work vehicles. Inside, a cozy wood-burning fireplace creates a warm focal point for gatherings and adds to the country charm of this hard-to-find acreage home. Open kitchen with skylight for added natural light. Large master bedroom and bath. Front porch features blinds for added comfort. Craving elbow room, tired of tight subdivision and HOA rules this offers that freedom. Small airstrip close by. Conveniently located with easy access to Gainesville and Palatka yet tucked away on a quiet road for added privacy. Don't wait. . . look today!
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Our Executive Mortgage Banker:
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$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $248,000 | $248,000 | $248,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $84 | $84 | $84 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,487 | $1,547 | $2,043 |
| Total Monthly Payment | $1,646 | $1,706 | $2,202 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.