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One or more photo(s) has been virtually staged. This spacious 3-bedroom, 2. 5-bath ground floor end unit villa is located in the highly sought-after Boca Ciega Point community. Offering some of the most breathtaking south-westerly water views in all of Pinellas County, this villa is in a prime location. The villa includes your very own deeded dock, perfect for relaxing while enjoying beautiful sunsets, happy hour, or simply unwinding by the water. Being an end unit, there is a feeling of privacy and space. There is plenty of room to add your own boat lift, making this a true boater's paradise. Enjoy spectacular water views from your oversized master bedroom, which features a walk-in closet and an ensuite master bath. The master bedroom also opens to a covered patio area, providing a serene space to enjoy the incredible views and salt air while being shielded from the sun. Oversized guest bedrooms, indoor laundry, and an open floor plan make this villa truly stand out. This villa flooded during Hurricane Helene. Plumbing, electrical, and drywall installation have been completed and have passed county inspections, providing a solid foundation for the finishing phase. The buyer will inherit the remaining insurance proceeds through the condo association, which can be applied toward finishes such as flooring, cabinetry, and final interior details—a rare opportunity to customize the home to your own style while using remaining insurance funds. New hurricane impact rated sliding glass doors have been added. This Association also offers convenient overflow parking for guests, making entertaining convenient. The HOA fee includes comprehensive coverage, such as multi-peril insurance, water/sewer, trash, cable/internet, escrow reserves, and grounds maintenance. Boca Ciega Point is one of the most desirable 55+ waterfront communities, just minutes from renowned beaches like Madeira Beach and Redington Beach. Amenities include a newly installed kayak launch, bocce ball, shuffleboard, tennis courts, a heated community pool, saunas, a fitness center, men's and women's locker rooms, a clubhouse, monthly events, a boating club, and more. Don't miss out on this incredible opportunity to own this spectacular villa and make it your own.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $595,920 | $595,920 | $595,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $599 | $599 | $599 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,525 | $3,669 | $4,866 |
| Total Monthly Payment | $4,215 | $4,359 | $5,556 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.