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Welcome to Traditions! A sought after, picturesque, community in Southbury, CT. Don't miss this meticulously maintained home featuring 3 bedrooms, 2 1/2 baths plus a spacious loft. Enter through the 2 story foyer where you will find the formal living room w/bay window to the right & the formal dining room to the left, each w/beautiful HW floors. Ahead is the family room w/cathedral ceiling & gas log fireplace. On the left is the kitchen featuring light cherry cabinets, granite counters & center island. Stainless appliances & bay window w/seating area complete this beautiful space. Don't miss the dry bar & pantry in the hallway. Enjoy morning coffee on the deck overlooking peaceful woods. Oversized FIRST FLOOR PRIMARY SUITE has a tray ceiling w/fan & 2 walk-in closets. Attached is a full bath w/vaulted ceiling, vanity w/double sinks, soaking tub & separate walk-in shower. Upstairs you will find an open versatile loft that overlooks the family room below. 2 additional bedrooms & a full bath complete the 2nd level. The full lower level is unfinished & has sliders to out back. This flexible space can be anything you like! 2 NEW HVAC SYSTEMS installed 2024 w/smart thermostats, new hot water heater 2023. Never worry about oil, well or septic again as this home offers natural gas, city water & city sewer! 2 car garage. Community amenities include an in-ground saltwater pool, toddler pool, tot-lot playground, gazebo & club house w/kitchen, party room, gym & showers. Don't miss this!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Upper |
| Bedroom 2 | Walk-In Closet,Wall/Wall Carpet | Upper |
| Dining Room | 9 ft+ Ceilings,Hardwood Floor | Main |
| Eat-In Kitchen | Bay/Bow Window,9 ft+ Ceilings,Granite Counters,Island,Pantry,Hardwood Floor | Main |
| Family Room | Cathedral Ceiling,Balcony/Deck,Gas Log Fireplace,Hardwood Floor | Main |
| Living Room | Bay/Bow Window,9 ft+ Ceilings,Hardwood Floor | Main |
| Loft | Ceiling Fan,Wall/Wall Carpet | Upper |
| Primary Bedroom | 9 ft+ Ceilings,Ceiling Fan,Full Bath,Walk-In Closet,Wall/Wall Carpet | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $511,920 | $511,920 | $511,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | $640 | $640 | $640 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,028 | $3,152 | $4,180 |
| Total Monthly Payment | $3,760 | $3,884 | $4,912 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.