4990 GARDINERS BAY CIRCLE, Sarasota, FL, 34238 | $965,000

Fully remodeled in a Florida Coast theme with new 2025 flat tile roof; transferable warranty and impact glass windows. Discover West Hampton on Palmer Ranch, a quiet and gated enclave surrounded by nature. Minutes to Siesta Key beach, top schools, and all the services an active household would need. This sunny 3073 sq. ft. home has a panoramic lake view framed by majestic royal palms across its lake. Model condition, move-in ready, and meticulously maintained. Split plan 4 bedrooms, den, 3 baths, natural gas heated pool, and must-have 3-car garage. Wide plank laminate flooring throughout all the active living areas. The primary suite occupies one side of the home for privacy with front-entry den. The primary suite has a spa-like updated bath, Italian porcelain tile walls, a walk-in shower, large separate tub, twin vanities, and dressing table. The owner’s suite has two custom fitted closets with a luggage shelf. Double leaded glass 8’ door entry opens to the formal dining and living room with lanai, pool, and lake views. Your island show kitchen has a café dining space with an aquarium glass window view of the lanai, pool, and lake. The kitchen combines casual family room—all under a high vaulted ceiling—with a full view of the lanai and pool. The kitchen café has a wine bar and wine refrigerator. Kitchen cabinets are fine wood cabinets; upper cabinets are 42” and fitted with under-cabinet lighting. Your kitchen has a generous amount of 3cm rich quartz countertops with a large deep stainless steel farm sink. The kitchen has double wall ovens, separate microwave-oven and a natural gas 36” 5-burner cooktop. The flexible fourth bedroom is 14. 5’ x 19’use as a second main bedroom or bonus room/guest suit and is en suite to 3rd bath with door to lanai. You will love its large picture window lake view framed by majestic Royal Palms. Guest bedrooms 2 & 3 are ample in size, and bedroom 2 has a large walk-in closet. A 9’ x 6’ laundry room with utility sink, closet, and upper cabinets. Two 2019 a/c units keep the home cool and balanced, hot water is gas tankless system. The 20’ x 30’ garage has a high ceiling and attic pull-down stairs for some storage. Palmer Ranch is an expertly engineered 10, 000-acre planned unit development, minutes to Siesta Key beach, unhurried parkways, excellent schools, new public library, shopping, restaurants, state of the art fitness center, parks, and 18. 5-mile expanding Legacy bike trail.

Features

  • Amenities: Gated, Pool
  • Rooms: 13
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 71 x 129 x 146 x 115
  • Laundry: Gas Dryer Hookup, Inside, Laundry Closet, Laundry Room, Washer Hookup
  • Style: Florida
  • Year Built: 2001
  • Garage: 3-car
  • Heating: Central, Electric, Zoned
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 3,073
  • Acreage: 0.29
  • Lot Size: 71 x 129 x 146 x 115
  • Est. Taxes: $7,021
  • HOA Fee: $542 Quarterly
  • Lot Desc: In County, Irregular Lot, Landscaped, Sidewalk
  • View: Water
  • Elem. School: K-8 At Clark And Lorriane
  • Middle School: Sarasota Middle
  • High School: Riverview High
  • Pool: Gunite, Heated, In Ground
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
  • MLS#: A4683540
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/A4683540/4990gardinersbaycircle_sarasota_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/2/2026 1:42:08 AM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 941-954-5454

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4990 GARDINERS BAY CIRCLE, Sarasota, FL, 34238

$965,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $772,000 $772,000 $772,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.259% 6.203%
Monthly Tax Payment $585 $585 $585
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,505 $4,691 $6,515
Total Monthly Payment $5,182 $5,368 $7,192

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.