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Welcome to this charming 2-bedroom, 1-bath apartment located in a well-maintained pre-war HDFC co-op. This inviting home features a windowed kitchen, high ceilings, and beautiful hardwood floors throughout, offering both comfort and classic character. Enjoy living just moments from the vibrant 125th Street shopping corridor, with convenient access to Whole Foods, Trader Joe’s, Marshalls, DSW, and a wide variety of everyday essentials and services. Harlem’s renowned Restaurant Row is nearby, offering an exciting mix of dining and nightlife, including local favorites such as Red Rooster, Sylvia’s, Lido, Angel of Harlem, and more. You’ll also be close to the iconic Apollo Theater and the newly developed Harlem Food Hub. Immerse yourself in Harlem’s rich cultural landscape with easy access to art galleries and esteemed institutions like City College, the Schomburg Center for Research in Black Culture, and the highly anticipated Studio Museum in Harlem and National Black Theatre. Commuting is effortless with nearby access to the 2/3 and B/C subway lines, as well as multiple bus routes including the M7 and M102 along Lenox Avenue. Metro-North at 125th Street and Park Avenue provides a quick connection beyond the city. Columbia University and Touro College are also within easy reach. Building & Community Features: Part of the Madison Avenue HDFC co-op, a unique community spanning 12 buildings Five private resident-only parks Community room for events On-site laundry facilities Smoke-free building Washer/dryer installation permitted with co-op approval Financial Details: Maintenance: $1, 100/month Financing allowed up to 80% Gifting and co-purchasing permitted HDFC income restrictions apply (165% AMI – 2022 limits): 1 person: $154, 000 2 people: $176, 000 3 people: $198, 000 4 people: $220, 000 Don’t miss this opportunity to own in one of Harlem’s most dynamic and culturally rich neighborhoods.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,847 | $1,946 | $2,511 |
| Total Monthly Payment | $1,922 | $2,021 | $2,586 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.