2618 COVE CAY DRIVE, #204, Clearwater, FL, 33760 | $179,900

This immaculate, beautifully updated two-bedroom, two-bath residence offers breathtaking views of Tampa Bay and the 17th green of Cove Cay Golf Course. From the moment you enter, your eyes are drawn straight through the extended living space to the spectacular waterfront and golf views beyond. The hurricane-rated slider opens wide and is fully screened, allowing you to enjoy fresh bay breezes year-round with comfort and protection. The kitchen is bright and welcoming with creamy cabinetry, solid surface countertops, an updated ceiling detail with lighting and fan, stainless corner sink, charming window seat, and a brand-new dishwasher. Tile flooring in the kitchen and baths complements the gorgeous luxury vinyl plank flooring that now flows seamlessly throughout the living areas and bedrooms, creating a cohesive, modern look that’s both stylish and durable. The living and dining areas offer flexibility for entertaining, complete with a convenient snack bar and additional storage. Many furniture pieces in the living area are newer, enhancing the fresh, move-in-ready feel of the home. Both bathrooms have been thoughtfully updated, featuring newer shower and tub areas, new faucets, and updated plumbing in each bath. The primary suite offers generous closet space and a large vanity area, while the guest bath includes a tub/shower combination with similar tasteful improvements. Additional upgrades include a brand-new A/C system (2025), three new smoke detectors, and quality PGT impact windows for added peace of mind and energy efficiency. A private laundry room located just across the hall is for the sole use of this unit and includes a full-size washer and dryer along with extra storage space. Covered carport parking is included. Set within the beautifully maintained grounds of Cove Cay, residents enjoy a recently renovated recreation area, 24-hour security, and access to golf, dining, and a marina within the community (available for separate fees). It’s waterfront living, golf course views, and resort-style amenities all in one — the paradise known as Cove Cay.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 10
  • Amenities: Cable TV, Clubhouse, Elevator(s), Pool, Recreation Facilities, Security, Spa/Hot Tub, Vehicle Restrictions
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room, Other
  • Complex: COVE CAY 26-18 VILLAGE I
  • Year Built: 1973
  • Approx Sq. Feet: 1,050
  • Est. Taxes: $3,067
  • Condo Fee: $652 Monthly
  • Lot Desc: FloodZone, In County, Near Marina, On Golf Course, Unincorporated
  • View: Golf Course, Water
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8478265
  • Days on Market: 35 days
  • Website: https://www.raveis.com
    /prop/TB8478265/2618covecaydrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/2/2026 3:23:53 AM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2618 COVE CAY DRIVE, #204, Clearwater, FL, 33760

$179,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $143,920 $143,920 $143,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $256 $256 $256
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $862 $898 $1,186
Total Monthly Payment $1,193 $1,229 $1,517

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.