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Adorable North Street cottage situated on a beautiful in-town homesite with new landscaping, mature shade trees, and a privacy fence on a special lot. This charming home offers numerous upgrades over the past five years, including an enclosed porch that added over 200 square feet and a cozy den/sunroom that opens seamlessly to the kitchen.
The covered front porch welcomes you into a home filled with quaint accents of yesteryear. Inside, you'll find a nicely appointed living room, a separate dining room, and an updated kitchen with a breakfast bar—perfect for an easy, no-fuss lifestyle. Two bedrooms, each with lots of personality, are thoughtfully separated from the main living areas. A convenient stacking washer and dryer are tucked into a hall closet, adding to the home's efficient and functional layout. The close proximity to downtown lends itself to a quick bike ride or leisurely walk for shopping, dining and local town events. The rear yard has tons of space and a new large storage shed w/ porch that has endless uses, with access via an alley easement. Call today to schedule your showing!
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
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Our Executive Mortgage Banker:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $409 | $409 | $409 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,469 | $1,634 | $2,119 |
| Total Monthly Payment | $1,953 | $2,118 | $2,603 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.