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From cozy winter nights by the fireplace to summer evenings on the screened porch, this beautifully remodeled Mystic Cape is ready to be enjoyed year-round. Offering 3 bedrooms, 2 full baths, and a 1-car garage, the first floor has been thoughtfully reconfigured to include a private bedroom and bathroom suite featuring a tiled walk-in shower. The fully remodeled kitchen features granite countertops, a breakfast bar, ample storage, and new stainless steel appliances, along with a whole-house reverse osmosis water filtration system serving both the kitchen sink and refrigerator water/ice. Comfort features include a wood-burning fireplace insert, mini-split systems providing air conditioning, and ceiling fans in every bedroom. Additional improvements include a new mudroom with first-floor laundry and added storage, plus a 10' x 17' screened porch overlooking the backyard-ideal for relaxing or entertaining. A 12' x 24' Kloter Farms garage/garden shed offers excellent additional storage. With fresh paint throughout, both bathrooms fully remodeled, this home is truly move-in ready. Conveniently located less than one mile to downtown Mystic's shops and restaurants, with easy access to I-95. Don't miss this beautifully updated Mystic home. Schedule your showing today!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | 14.5 x 11.1 | Main |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | 11.8 x 19.6 | Upper |
| Dining Room | Hardwood Floor | 11.1 x 13.7 | Main |
| Kitchen | Remodeled,Breakfast Bar,Built-Ins,Granite Counters,Hardwood Floor | 14.5 x 14.5 | Main |
| Living Room | Fireplace,Hardwood Floor | 21.0 x 13.7 | Main |
| Other | Built-Ins,Hardwood Floor | 7.5 x 13.0 | Main |
| Primary Bedroom | Ceiling Fan,Hardwood Floor | 13.3 x 19.3 | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $636,000 | $636,000 | $636,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $469 | $469 | $469 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,661 | $3,864 | $5,155 |
| Total Monthly Payment | $4,222 | $4,425 | $5,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.