163 ANCONA AVENUE, Debary, FL, 32713 | $549,900

SELLER MOTIVATED - Welcome to Riviera Bella your opportunity to own a move-in ready, recently upgraded 4-bedroom, 3-bathroom home in the sought-after, gated community of Riviera Bella. This private, 24-hour guarded community offers resort-style amenities including a clubhouse, fitness center, sparkling pool, private boat ramp, and scenic hiking/walking trails — delivering the lifestyle you’ve been looking for. Just beyond the foyer on the first floor, you’ll find a flexible space ideal for a home office, guest suite, or additional bedroom, conveniently located next to a full bathroom — perfect for visitors or multi-generational living. The foyer opens into a bright, open-concept family room featuring sweeping views of the kitchen, breakfast nook, and expansive backyard. Abundant natural light fills the space, making it ideal for both everyday living and entertaining. The spacious kitchen features an oversized island, NEW natural gas range, NEW refrigerator, NEW dishwasher, 42” cabinets. Large walk in pantry and dedicated menu/planning desk. Designed for both function and style, this kitchen truly anchors the heart of the home. Upstairs you’ll fall in love with the spacious loft — perfect as a game room, media room, or kids’ retreat. Secondary bedrooms with walk-in closets, privately situated from the primary suite. Entering through the Double-door entry into the primary suite you will be impressed with the recently renovated bathroom, double custom vanity, walk in shower, and large walk-in closet. This luxurious primary suite creates a peaceful oasis to unwind at the end of the day. Convenient upstairs laundry room with added cabinet storage. NEW ceramic tile throughout the main level. Freshly painted interior. NEW deep grey luxury vinyl flooring upstairs. Two-car garage with upper storage. MOUNTED TELEVISIONS. NEWLY installed epoxy garage floor. Located less than 6 miles from Debary Country Club, offering semi-private golf, tennis, and pickleball. Approximately 6 miles from the transformative Debary Main Street Project — a 50+ acre, two-phase transit-oriented development adjacent to the Sun Rail station, adding tremendous future value and convenience.

Features

  • Amenities: Gated, Recreation Facilities
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2016
  • Garage: 2-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,511
  • Acreage: 0.23
  • Est. Taxes: $6,536
  • HOA Fee: $450 Quarterly
  • Elem. School: Debary Elem
  • Middle School: River Springs Middle School
  • High School: University High School-VOL
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: O6381760
  • Days on Market: 100 days
  • Website: https://www.raveis.com
    /prop/O6381760/163anconaavenue_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2026 11:43:47 PM)

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Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Hickman - Coen Home TeamSales Associates

617.416.8173

Hickman-CoenHomeTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Nicole DelaneyInsurance Sales Director, William Raveis Insurance

781.724.3515

Nicole.Delaney@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

163 ANCONA AVENUE, Debary, FL, 32713

$549,900

Hickman - Coen Home Team

Sales Associates

William Raveis Real Estate

Phone: 617.416.8173

Hickman-CoenHomeTeam@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,920 $439,920 $439,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $545 $545 $545
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,635 $2,778 $3,653
Total Monthly Payment $3,272 $3,415 $4,290

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.