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Waterfront 2-Bed Condo in Gated Bella Vista Community, Largo. ~ Looking for low-maintenance living, peaceful water views, and a home just minutes to Pinellas County beaches? Welcome to Bella Vista; a gated condo community in Largo that offers the best of convenience and comfort. Overlooking Lake Seminole, this inviting 2-bedroom, 2-bath, 1, 018 sq ft condo delivers the relaxed lifestyle buyers search for with serene lakefront scenery that makes you feel instantly at home. Just imagine starting each morning with the sunrise and views of nature! Inside, you’ll find a kitchen and dining room combo with a breakfast bar and newer microwave (2023), new luxury vinyl flooring in the living room space (installed September 2025 and an additional box of spare flooring will convey), crown molding, an indoor laundry closet, NEW water heater (2026), BRAND NEW luxury vinyl flooring in both bedrooms (April 2026), and an updated primary shower (2024). The highlight of this home is the rear screened-in patio overlooking Lake Seminole, which is the perfect spot to unwind after a busy day. Bella Vista offers many amenities including a heated saltwater pool, jacuzzi, clubhouse, fitness center, fishing dock, and kayak racks, plus two gas grills for gatherings near the dock or pool. Exterior maintenance and landscaping are handled through the HOA (new roofs 2023), making life here simple and low-maintenance. Conveniently located near shopping, parks, The Pinellas Trail, golfing, dining, schools, and the beaches, this condo offers the perfect blend of tranquility and accessibility. If you’ve been searching for a Largo condo with a lake view, waterfront living, or a peaceful home surrounded by nature, this one checks all the boxes. Discover the calm of Bella Vista and the quiet beauty of life on Lake Seminole.
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Our Executive Mortgage Banker:
Our Insurance Division:
$205,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $164,000 | $164,000 | $164,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $100 | $100 | $100 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,010 | $1,050 | $1,373 |
| Total Monthly Payment | $1,185 | $1,225 | $1,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.