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MOTIVATED SELLER! Tired of harsh northern winters? Ready to live the Florida lifestyle and enjoy the Florida sunshine? Love to Golf? Well, this home is just waiting for you! This LOVELY, well maintained, 3/2/2, 2021 home, two houses from the dead end/Cul de Sac with a conservation area located directly behind it. Located in Flood zone X, so Flood Insurance is not required. MANY upgrades to include Shaker style cabinets with custom pulls & knobs, Granite kitchen countertops, Samsung low profile range/Convection oven WITH AirFry, large Samsung 3 door refrigerator, Whirlpool microwave & dishwasher and a large Farmstyle kitchen sink with custom faucet. There's also recessed lighting in the foyer, kitchen and bathrooms, custom cabinets in the laundry room AND double pane/double hung thermal windows with beautiful Plantation shutters! As you enter the home, observe the finishing details which include custom landscape curbing, a gorgeous decorative lead & glass entry door, Crown molding, an electric Fireplace that can generate heat, custom tile backsplash in the kitchen, ''Step-in'' shower in main bathroom, and 18''x18'' tile and wood engineered flooring in the wet areas. Relax on your screen enclosed back porch sipping your favorite beverage and enjoy all that Mother Nature has to display. Located in the desirable gated community of Hernando Oaks with easy access to major cities via US 41 or US 19. Approximately 40 minutes to Tampa, 55 minutes to Orlando, an hour to some of the most beautiful beaches Florida is famous for and within 20 minutes to shopping and schools. Some furnishings may be negotiable. NO SELLER FINANCING, NO SIGHT UNSEEN OFFERS, NO ''SUBJECT TO'' OFFERS.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$309,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $247,200 | $247,200 | $247,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $239 | $239 | $239 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,481 | $1,542 | $2,019 |
| Total Monthly Payment | $1,795 | $1,856 | $2,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.