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**Multiple offer situation calling for highest and best by Thursday at 5 PM** **NEW Roof, A/C 2008, Hot water tank 2018** Tucked away in the St. Augustine Shores community, this 2-bedroom, 1. 5-bath home is the kind of place that sparks ideas the moment you step onto the property. With 880 square feet, it's perfectly sized for someone with vision, whether that's a savvy investor, a weekend renovator, or anyone looking to create something special from the ground up.
The layout is simple and functional. The primary bedroom includes its own half bath and a walk-in closet, while the hall bath offers a tub/shower combo. There's an eat-in kitchen ready to be reimagined, and a screened lanai just off the kitchen/dining area
Out back, the setting really shines. The home is tucked just back from the water, with a walking path along the lake and access just behind the house. The chain link fenced yard is dotted with an olive tree and a pineapple plant, adding a little Florida personality, with a well for irrigation (as-is) in place to help keep future landscaping lush.
Located in St. Augustine Shores, residents enjoy access to community amenities including a fishing pier, tennis courts, and a pool. The location, lakefront setting, and community features make this a strong candidate for a smart investment or value-add opportunity. This is a home with good bones, a great backdrop, and plenty of upside for the right buyer ready to bring their ideas to life. Think potential, not perfection. This one is all about what it can become.
Please allow a 48 hr response for all offers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.144% | 5.522% |
| Monthly Tax Payment | $260 | $260 | $260 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,120 | $1,198 | $1,608 |
| Total Monthly Payment | $1,455 | $1,533 | $1,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.