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Located in the highly desirable Umpawaug section of West Redding, this exceptional home offers privacy, character, and convenience just minutes to shopping, dining, schools, train and only 60 miles from Manhattan. Set on over 2. 5 acres abutting 85 acres of town owned open space, the property provides a rare combination of usable land and protected natural surroundings in a prime location. The chef's kitchen features white shaker cabinets with crown molding, butcher block counters, a dark gray island accented with a dark stone top complete with a farmhouse sink. It opens to a living room with stone fireplace and reclaimed wood mantel. The formal dining room w/ second fireplace showcases a brand-new 16' wide wall of floor-to-ceiling glass sliders that flood the space w/ natural light & open to a new composite deck w/ black rail system and brand-new patio with fieldstone knee walls. Extensive hardscape improvements create ideal outdoor living and entertaining space. The exterior showcases striking stonework accents, newer roof and a contrasting color scheme that enhances curb appeal. Updated baths offer modern finishes. The 2nd floor includes 2 bedrooms plus office/nursery; the main level features a spacious primary bedroom with walk-in closet. Per town, septic updated in '22 supports 4 bedrooms, offering expansion potential. Experience the rare blend of privacy, natural beauty & timeless New England charm that makes Redding one of Fairfield County's most treasured towns!
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Dining Room | Main |
| Eat-In Kitchen | Main |
| Living Room | Main |
| Office | Upper |
| Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,920 | $719,920 | $719,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.000% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.973% | 5.858% | 5.681% |
| Monthly Tax Payment | $794 | $794 | $794 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,865 | $4,201 | $5,882 |
| Total Monthly Payment | $4,751 | $5,087 | $6,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.