10921 Santa Margherita RD, Estero, FL, 34135 | $325,000

This spacious lakefront residence offers an open, airy design and truly captivating water views.
Featuring three bedrooms and two baths, the thoughtfully designed floor plan seamlessly connects each living space, from the bright, spacious kitchen to the living area to the spectacular lanai space — creating an effortless flow for both everyday living and entertaining. The kitchen is beautifully appointed with granite countertops, stainless steel appliances, and abundant cabinetry. The true highlight is the view. The kitchen, main living area, and primary suite all overlook the lake, filling the home with natural light and a sense of calm. The oversized screened lanai, accessible from both the living room and the primary suite, provides a peaceful outdoor retreat where you can relax to the soothing sound of the fountain and enjoy the surrounding nature. The primary suite is serene and private, also with a lovely lake view. The ensuite offers dual sink areas with new granite, a spacious walk-in shower, and a generous walk-in closet. The second and third bedrooms are located on the opposite side of the home away from the primary and main living area. The guest bathroom is easily accessible through the hallway that also leads to the laundry and garage. The full-size laundry room, one-car garage, newer air conditioner and newer water heater will be greatly appreciated. The stone-coated steel roofs were replaced community-wide in 2020 for lasting durability. Located within the gated community of Lighthouse Bay at The Brooks, residents enjoy a true resort-style lifestyle with five pools (including a lap pool), 2. 5 miles of walking and jogging paths, tennis with professional instruction, a vibrant bocce program, two boat houses, fitness center, sauna, clubhouse, library, and Arts & Learning Center. A Bronze Membership to The Brooks Commons Club is included, providing access to a private restaurant, pickleball, enrichment programs, and active social events. Gold Membership upgrades offer access to the private beach club with chaise lounges, umbrellas, and dedicated beach parking. Ideally located just minutes from Coconut Point, dining, entertainment, Southwest Florida International Airport, and the Gulf’s white sand beaches, this residence offers refined comfort in one of Southwest Florida’s most desirable communities.

Features

  • Building Design: Low Rise (1-3)
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 2
  • Amenities: Basketball,BBQ - Picnic,Beach Club Available,Bike And Jog Path,Bike Storage,Clubhouse,Community Pool,Community Spa/Hot tub,Exercise Room,Fishing Pier,Internet Access,Lakefront Beach,Library,Pickleball,Private Membership,Sauna,Streetlight,Tennis Court
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: LIGHTHOUSE BAY
  • Development: LIGHTHOUSE BAY AT THE BROOKS
  • Year Built: 2003
  • Approx Sq. Feet: 1,354
  • Acreage: 0.17
  • Est. Taxes: $4,716
  • Condo Fee: $2,480 Quarterly
  • Lot Desc: Zero Lot Line
  • View: Lake,Water Feature,Wooded Area
  • Community Type: Gated
  • Water Front: Yes
  • Pet Policy: Limits
  • MLS#: 226007664
  • Website: https://www.raveis.com
    /prop/226007664/10921santamargheritard_estero_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Dellatore Real Estate Company

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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10921 Santa Margherita RD, Estero, FL, 34135

$325,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $260,000 $260,000 $260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.628%
Monthly Tax Payment $393 $393 $393
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,497 $1,580 $2,107
Total Monthly Payment $1,965 $2,048 $2,575

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.