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Presented by
Eva Zaniewska |
Seller financing available --ask us how!! Own over an acre of Florida land with this 1. 09-acre vacant residential lot located on Lark Court in Chipley. Enjoy the freedom of no HOA fees or deed restrictions, giving you flexibility to build and design your home your way. Even better, this property is situated in a non-flood zone, offering added peace of mind and potential insurance savings. Chipley is known for its quiet, rural charm and access to beautiful natural surroundings. Outdoor enthusiasts will appreciate proximity to Falling Waters State Park, scenic lakes, and wooded landscapes perfect for hiking, fishing, and enjoying the outdoors. Nearby amenities include the Sunny Hills Golf & Country Club featuring an 18-hole golf course with wide fairways, large greens, a pro shop, and the popular 19th Hole clubhouse for refreshments and social gatherings. Residents can also enjoy Boat Lake with its clear water, picnic tables, restrooms, and playground equipment, as well as Gap Pond, which offers a public boat launch ideal for fishing and boating adventures. The area offers a relaxed pace of life while still providing convenient access to shopping, dining, and everyday necessities. Whether you’re planning a primary residence, private retreat, or long-term investment, this spacious lot delivers room to spread out, freedom from HOA restrictions, and a desirable location in Washington County. Call for more information today!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$19,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.499.8607
Eva.Zaniewska@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.858.7106
Liz.Eckman@raveis.com
NMLS Mortgage Loan Originator ID 1195194
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $15,200 | $15,200 | $15,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $91 | $95 | $125 |
| Total Monthly Payment | $166 | $170 | $200 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.