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Located on a quiet dead end street in Putnam Valley, this completely rebuilt home offers deeded lake and dock rights to the beautiful Lake Oscawana. A short stroll down the road brings you to the dock area where your designated slip awaits. Spend your summers simply enjoying this motorboat friendly lake. The home was taken down to the framing and thoughtfully reconstructed throughout. Nearly everything is new including insulation, electrical, plumbing, flooring, walls, ceilings, siding, roof, windows, doors and so much more, creating the feel of new construction with timeless style. A welcoming screened in front porch with recessed lighting sets the tone for relaxed mornings and peaceful evenings. Inside, hardwood floors run throughout the bright open layout. The newly designed kitchen flows seamlessly into the main living space and is complemented by beautifully updated baths. A spacious laundry room with pantry storage and a convenient first floor powder room add everyday functionality. Step out through the double doors leading to a newly built rear deck, perfect for outdoor dining, entertaining, or unwinding after a day on the water. Upstairs features two generously sized bedrooms, two hallway closets for added storage, a full hall bath, and a primary suite complete with a private bath featuring a double vanity and two separate closets. The unfinished basement provides additional storage and the houses utilities. Offering modern updates, peaceful surroundings, and true lake living, this home is ready to be enjoyed year round on one of Putnam Valley’s most desirable lakes. Conveniently located just 4 miles from the Taconic State Parkway and approximately 9. 5 miles to the Garrison Metro North train station, this property provides easy access for commuters while still delivering a private retreat setting. Experience it for yourself.
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.557% | 5.920% |
| Monthly Tax Payment | $872 | $872 | $872 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,353 | $3,489 | $4,606 |
| Total Monthly Payment | $4,317 | $4,453 | $5,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.