16 Cold Spring Road, Putnam Valley, NY, 10579 | $699,000

Located on a quiet dead end street in Putnam Valley, this completely rebuilt home offers deeded lake and dock rights to the beautiful Lake Oscawana. A short stroll down the road brings you to the dock area where your designated slip awaits. Spend your summers simply enjoying this motorboat friendly lake. The home was taken down to the framing and thoughtfully reconstructed throughout. Nearly everything is new including insulation, electrical, plumbing, flooring, walls, ceilings, siding, roof, windows, doors and so much more, creating the feel of new construction with timeless style. A welcoming screened in front porch with recessed lighting sets the tone for relaxed mornings and peaceful evenings. Inside, hardwood floors run throughout the bright open layout. The newly designed kitchen flows seamlessly into the main living space and is complemented by beautifully updated baths. A spacious laundry room with pantry storage and a convenient first floor powder room add everyday functionality. Step out through the double doors leading to a newly built rear deck, perfect for outdoor dining, entertaining, or unwinding after a day on the water. Upstairs features two generously sized bedrooms, two hallway closets for added storage, a full hall bath, and a primary suite complete with a private bath featuring a double vanity and two separate closets. The unfinished basement provides additional storage and the houses utilities. Offering modern updates, peaceful surroundings, and true lake living, this home is ready to be enjoyed year round on one of Putnam Valley’s most desirable lakes. Conveniently located just 4 miles from the Taconic State Parkway and approximately 9. 5 miles to the Garrison Metro North train station, this property provides easy access for commuters while still delivering a private retreat setting. Experience it for yourself.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Colonial
  • Year Built: 1927
  • Heating: Baseboard, Hot Water, Oil
  • Cooling: None
  • Basement: Partial, Storage Space, Unfinished
  • Approx Sq. Feet: 1,508
  • Acreage: 0.36
  • Est. Taxes: $10,465
  • Water Front: Yes
  • Elem. School: Putnam Valley Elementary School
  • Middle School: Putnam Valley Middle School
  • High School: Putnam Valley High School
  • School District: Putnam Valley
  • Appliances: Dishwasher, Dryer, Electric Oven, ENERGY STAR Qualified Appliances, Microwave, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Washer
  • MLS#: 961259
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/961259/16coldspringroad_putnamvalley_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Exp Realty   Phone: 888-276-0630

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

16 Cold Spring Road, Putnam Valley, NY, 10579

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.407% 6.557% 5.920%
Monthly Tax Payment $872 $872 $872
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,353 $3,489 $4,606
Total Monthly Payment $4,317 $4,453 $5,570

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.