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HIGHEST and BEST by Sunday, March 1st at 5 PM. Charming Cape-style home offering comfort, flexibility, and thoughtful updates throughout. Currently configured as a 2-bedroom, this home easily lives as a 3-bedroom, with a possible main level bedroom/dining room/playroom and two spacious upper-level bedrooms. A walk-in attic area off the second upstairs bedroom presents the perfect opportunity for a generous walk-in closet or additional storage. The kitchen blends warmth and functionality with butcher block countertops and newer appliances. Hardwood floors add character, while major mechanical upgrades - including a newer combination water heater/boiler (2019), newer windows (2021) and a mini split heat pump system (2019) - provide efficiency and year-round comfort. Natural gas heating and a cozy wood-burning fireplace complete the home's inviting appeal. Enjoy outdoor living on the large covered deck, already equipped with a TV, overlooking a partially fenced backyard. A one-car detached garage with its own separate driveway offers added convenience and flexibility. Ideally located just minutes from downtown Southington, where you'll find popular restaurants, shopping, summer concerts on the green, and the beloved Apple Harvest Festival. Close proximity to the Heritage Linear Trail makes walking, biking, and exploring effortless and not far from commuter routes! Don't miss this little gem!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Upper |
| Kitchen | Built-Ins,Vinyl Floor | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Built-Ins,Ceiling Fan,Hardwood Floor | Upper |
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William Raveis Real Estate
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.557% | 5.990% |
| Monthly Tax Payment | $374 | $374 | $374 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,751 | $1,822 | $2,405 |
| Total Monthly Payment | $2,200 | $2,271 | $2,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.