Welcome to your future haven! Nestled in a serene cul-de-sac, this charming 1-bedroom, 1-bath garden-style apartment invites you to embark on a creative renovation journey. Imagine the possibilities as you transform this space into your personalized oasis, with additional room for a cozy home office or a tranquil retreat. Relish the convenience of abundant closet space and a spacious kitchen, complete with a quaint eat-in area perfect for intimate meals. The beautiful wood floors, recessed lighting, and sun-drenched windows offer a warm and elegant foundation for your imaginative touch. This prime location offers more than just a home; it's a lifestyle. With schools, parks, and shops nearby, and public transportation and St. Johns Hospital just a short walk away, everything you need is within reach. Plus, the breathtaking Untermyer Gardens Conservancy is only a 10-minute stroll away, perfect for a leisurely escape. Your comfort is paramount, with the maintenance fee covering gas, electric, heat, and water. Ample street parking is available, with an option for assigned parking through a short waitlist. Seize this exceptional opportunity to craft your dream living space in a fantastic location. This is more than just a home; it's your canvas for creativity and comfort. Additional Information: Enjoy the convenience of a windowed kitchen, ideal for inspiring culinary adventures.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $132,000 | $132,000 | $132,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.900% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $791 | $824 | $1,087 |
| Total Monthly Payment | $866 | $899 | $1,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.