Experience refined 55+ living at The Manors at Colony Preserve in this elegant Bedford model, offering desirable first-floor living and a seamless blend of comfort and sophistication. Built in 2022 and beautifully enhanced with a newly upgraded primary bathroom and gas cooking, this residence is truly move-in ready. The spacious primary en-suite serves as a serene retreat, complete with two walk-in closets and a spa-inspired bath. A generous guest bedroom and full guest bathroom provide flexibility for visitors, a home office, or hobby space. Sunlight pours through the open-concept living areas, including a gracious living room, formal dining space, and inviting breakfast nook overlooking the private patio. Residents enjoy access to exceptional, resort-style amenities including a clubhouse with fitness center and recreation room, an outdoor in-ground pool and hot tub, and a robust calendar of daily and weekly social events. Scenic walking trails wind through the picturesque setting of Patriot’s Preserve, creating a peaceful yet active lifestyle. Ideally located just minutes from the pristine shores of Smith Point Beach, with convenient proximity to shopping, dining, and the Long Island Railroad, this home offers both tranquility and connectivity. A rare opportunity to enjoy luxury, lifestyle, and low-maintenance living in one of Long Island’s premier 55+ communities.
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Our Executive Mortgage Banker:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $412,000 | $412,000 | $412,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $423 | $423 | $423 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,372 | $2,638 | $3,421 |
| Total Monthly Payment | $2,887 | $3,153 | $3,936 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.