13125 IRWIN DRIVE, Port Charlotte, FL, 33953 | $1,350,000

This Gulf Access waterfront estate offers 3 bedrooms, 3 bathrooms, an office, pool, spa, and high-end finishes throughout. With direct boating access to the Myakka River and the Gulf—and no fixed bridges except one with ~24ft clearance—this home is a boater’s dream and an entertainer’s delight.

The exterior is fully landscaped with an irrigation system and lush St. Augustine lawn, complemented by a concrete seawall along the canal. A high-quality standing seam metal roof, PGT impact-rated insulated windows and sliders, 10ft impact sliding doors, 9ft impact garage doors, an 8ft impact front entry door, and 8ft interior doors throughout provide strength, beauty, and durability. Added insulation in the home and roof enhances comfort and energy efficiency, while a 16 SEER high-efficiency AC system delivers reliable climate control with lower energy use. A whole-house reverse osmosis water treatment system supplies premium quality water from a rare deep artesian well, an exceptional feature that adds long-term value and reliability.

Inside, soaring ceilings—14. 4 ft in the living and dining rooms and 11. 4 ft in bedrooms and baths—create an open, airy atmosphere enhanced by oversized picture windows that capture breathtaking water views. Flooring is thoughtfully appointed with tile in bathrooms and laundry, marble in showers, and premium waterproof engineered wood throughout the main living areas. All closets are custom built with shelving and drawers, while the garage features commercial-grade epoxy flooring.

The gourmet kitchen showcases a stunning quartzite island, countertops, and backsplash, along with quartzite counters in the pantry, premium KitchenAid appliances, and designer lighting, including Restoration Hardware chandeliers and Arhaus pendants.

Step outside to the expansive patio and lanai, where a built-in outdoor kitchen and panorama screen enclosure set the stage for entertaining and relaxation. The heated pool is equipped with top-of-the-line Jandy equipment, offering superior performance and reliability. This oversized outdoor space is perfect for large gatherings or private enjoyment of spectacular sunsets. Watch dolphins, manatees, and other marine life glide by from your backyard paradise.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 80 x 125
  • Laundry: Inside, Laundry Room
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,245
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $2,212
  • Pool: Heated, In Ground, Lighting, Pool Alarm, Salt Water, Screen Enclosure, Tile
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Range Hood, Refrigerator, Washer, Whole House R.O. System
  • MLS#: N6143076
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /eprop/N6143076/13125irwindrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/1/2026 11:58:10 PM)
Listing courtesy of PREFERRED SHORE   Phone: 941-999-1179

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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13125 IRWIN DRIVE, Port Charlotte, FL, 33953

$1,350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,080,000 $1,080,000 $1,080,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.259% 6.203%
Monthly Tax Payment $184 $184 $184
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,303 $6,562 $9,114
Total Monthly Payment $6,612 $6,871 $9,423

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.