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2026 Beach cottage -- April 15 to Oct 15 -- $3, 500/month. One lucky renter will get to spend spring, summer, and fall in this charming Chalker Beach cottage! Located in a private association, this home is just a short walk to the large soft-sand beach. Walk for miles along adjoining beaches and neighborhoods during the day, and enjoy the magical pastel sunsets over the ocean at night. Inside, this beach house is coastal and casual -- bright, freshly painted with light blue trim, new furniture, laminate wood flooring throughout, air conditioning, a new front door, and new back door. The eat-in kitchen includes white cabinetry, a free standing pantry, and a washer/dryer. Upstairs, you'll find two bedrooms (one queen, one full) and the full bath. The backyard includes a screened-in back porch and grill. Next-door to the cottage is the nostalgic neighborhood general store - a perfect spot for coffee, breakfast, sandwiches, ice cream, and supplies. The association beach includes a clubhouse and parking lot - pass included. Enjoy the Connecticut shoreline with nearby amazing restaurants, shops, and Fenwick golf course. (Renter pays for electric and wifi. Parking is in the back of the property and accessed via the shared driveway that runs between the cottage and general store. )
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Eat-In Kitchen | Main |
| Full Bath | Upper |
| Living Room | Main |
| Primary Bedroom | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,800 | $2,800 | $2,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $17 | $18 | $23 |
| Total Monthly Payment | $92 | $93 | $98 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.