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2020 WILLOW HAMMOCK CIRCLE, #108, Punta Gorda, FL, 33983 | $174,900
Enjoy easy Florida living in this bright and spacious 3-bedroom, 2-bath FIRST-FLOOR END-UNIT condo overlooking peaceful lake views in the desirable Deep Creek area. With extra windows from its prime end-unit location, the home feels open, airy, and filled with natural light. The flexible third bedroom easily functions as a den, home office, or multipurpose space to fit your lifestyle. Additional highlights include a carport parking space conveniently located just outside the unit door, a newer roof, and the valuable peace of mind of being located in an X FLOOD ZONE.
The community and building have been thoughtfully maintained, with the building re-shingled within the past three years and painted within the past four years. Carports were constructed three years ago and are engineered to withstand winds up to 165-mph, while the walkways were waterproofed and painted, and the parking lot resealed just one year ago. The association also maintains strong reserves with a funding strategy exceeding SIRS recommendations — accomplished without COA fee increases — further enhancing the value and stability of ownership.
Located within the gated community of Heritage Lake Park, residents enjoy a pool, fitness center, tennis and pickleball courts, and an active social calendar. Conveniently situated just minutes from shopping, dining, entertainment, I-75, golf, beaches, historic downtown Punta Gorda, and Fishermen's Village, this is a truly move-in-ready unit — nothing to do but move in and enjoy the Florida lifestyle!
Features
- Elevator: Y
- Heating: Central
- Cooling: Central Air
- Levels: 3
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Closet
- Complex: LAKE VIEW CONDO AT HERITAGE
- Year Built: 2005
- Common Charge: $1,411 Quarterly
- Approx Sq. Feet: 1,293
- Est. Taxes: $5,430
- View: Water
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: C7522321
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/C7522321/2020willowhammockcircle_puntagorda_fl?source=qrflyer
Listing courtesy of MARINA PARK REALTY LLC Phone: 941-205-0888
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2020 WILLOW HAMMOCK CIRCLE, #108, Punta Gorda, FL, 33983
$174,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $139,920 | $139,920 | $139,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $453 | $453 | $453 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $784 | $838 | $1,125 |
| Total Monthly Payment | $1,311 | $1,365 | $1,652 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388