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Experience historic elegance in this stunning Queen Anne Victorian, originally built in 1894 and lovingly maintained over the years. Located in the heart of Patchogue Village, this home features beautiful hardwood flooring, intricate woodwork, and captivating stained glass windows that highlight its rich history. Inside, you'll find a cozy layout with updated amenities, including a newer water heater, kitchen cabinets, and countertops. The first floor offers a full bathroom, bedroom or office space, and laundry facilities, all ready for your comfort and convenience. Surround sound wiring is set up on the first floor and front porch, ideal for setting a soothing backdrop while you relax or entertain. Step outside to enjoy the inviting wraparound porch, perfect for unwinding or hosting gatherings. The home also boasts a unique turret, adding architectural charm to its exterior. Storage is ample, with a second-floor hallway walk-in closet, walk-up attic, and a partial basement accessible through bilco doors. Set on just under a quarter-acre, the backyard is a true oasis, featuring a chicken coop and new fencing along the back for privacy. You'll also find vibrant gardens that attract butterflies and produce delicious vegetables throughout. This home offers a fantastic opportunity with total taxes of $9, 992. 90, which can be reduced to $9, 096. 03 with the basic STAR rebate. Enjoy the village amenities, including free parking in town lots and access to the Patchogue Village Pool and Beach Club. Centrally located, this home is just a stone's throw away from vibrant Main Street, dining, shopping centers, Shorefront Park, marinas, Patchogue train station, and convenient ferry access to multiple beautiful Fire Island beaches. Don’t miss your chance to own this extraordinary piece of history!
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Our Executive Mortgage Banker:
Our Insurance Division:
$659,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $527,200 | $527,200 | $527,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $833 | $833 | $833 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,952 | $3,157 | $4,238 |
| Total Monthly Payment | $3,877 | $4,082 | $5,163 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.