40635 THOMAS BOAT LANDING ROAD, Umatilla, FL, 32784 | $369,000

Acreage, equestrian, approximately 5-acre turnkey furnished horse property — Umatilla home for sale offering Old Florida living with room to roam, relax, and make it your own. Leave the noise behind and step into your own private, secluded retreat in beautiful Umatilla. This picturesque property showcases a blend of majestic live oaks, mature crêpe myrtles, and thoughtfully maintained landscaping that creates a quiet, peaceful, and serene wooded paradise with a true country living feel.

Whether you envision an equestrian retreat, a peaceful cabin tucked beneath the oaks, or the site of your custom dream home, the possibilities here are truly endless. With usable land, open space, and a private setting, this property is ideal for those seeking acreage, privacy, and flexibility. Outdoor features include a pergola with picnic area, perfect for relaxing or entertaining while enjoying the scenic surroundings. There is also an empty fish pond that could easily be restored into a tranquil koi pond or water garden.

Located in the back pasture, you’ll find a spacious pole barn with loft offering excellent storage and functional space, with strong potential for conversion into horse stalls, tack space, or a fully customized equestrian setup. This horse-friendly property offers room for animals, equipment, and recreational use. The property is equipped with two electrical sub-panels, one located at the front and another in the barn, making it ideal for RV hookup, camper parking, or additional equipment. An underground irrigation system services the property, helping maintain the lush landscaping and mature trees with ease.

Turn-key and fully furnished, this property comes complete with linens, towels, kitchen utensils, tables, chairs, beds, and household essentials, making it a rare opportunity for buyers seeking a vacation rental, Airbnb, VRBO, or income-producing property. It also serves perfectly as a private weekend getaway or peaceful retreat.

Conveniently located near Alexander Springs and the Ocala National Forest, the area is well known for horseback riding, trail riding, hunting, and outdoor recreation. The property is also just a short distance from the Lake Yale boat ramp, offering easy access to fishing, boating, and abundant Florida wildlife, while still being close to grocery stores and everyday conveniences.

If you’re searching for acreage, privacy, equestrian potential, and income opportunity all wrapped into one beautifully landscaped estate, this property delivers. Schedule your private showing and experience it firsthand.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Cabin, Custom
  • Year Built: 1981
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,046
  • Acreage: 5
  • Est. Taxes: $1,701
  • Appliances: Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
  • MLS#: G5108453
  • Days on Market: 79 days
  • Website: https://www.raveis.com
    /prop/G5108453/40635thomasboatlandingroad_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 1:20:08 AM)
Listing courtesy of ATKINS REALTY OF LAKE COUNTY   Phone: 352-383-2121

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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40635 THOMAS BOAT LANDING ROAD, Umatilla, FL, 32784

$369,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,200 $295,200 $295,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $142 $142 $142
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,699 $1,890 $2,451
Total Monthly Payment $1,916 $2,107 $2,668

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.